Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.

With hundreds of articles on every retirement planning topic you can think of, peace of mind is just a click away.

Todd D. Heckman

Todd D. Heckman

Todd D. Heckman CLU, ChFC, CFP®, AEP®, MSFS is the President of Life resource Planners of the Treasure Coast (a division of  the Estate Planning Advisors) , a firm specializing in Retiree Healthcare and Retirement Income issues is located in Vero Beach, Florida. He can be reached @ 772-567-7970 x102 or a www.octoagent.com.

Articles by Todd D. Heckman

What If You Haven’t Been Saving Enough For Retirement?

What If You Haven’t Been Saving Enough For Retirement? | May 19, 2014 |


View Article

Getting Real: The 4% Rule for Retirement Savings Withdrawals

Getting Real: The 4% Rule for Retirement Savings Withdrawals | April 17, 2014 |


View Article

Retirement and Your Legacy

Retirement and Your Legacy | April 4, 2014 |


View Article

Retirement Is Like A Box Of Chocolates… You Never Know What’s Inside

Retirement Is Like A Box Of Chocolates… You Never Know What’s Inside | March 24, 2014 |


View Article

The Tale of Two … Parents

The Tale of Two … Parents | January 29, 2014 | , ,


View Article

Cat’s in the Cradle…

Cat’s in the Cradle… | January 9, 2014 | , , , ,


View Article

A New Year Resolve for Financial Security

A New Year Resolve for Financial Security | December 31, 2013 | , ,


View Article

‘Tis the Season…to Plan Ahead

‘Tis the Season…to Plan Ahead | December 24, 2013 | , ,


View Article

How do Medicare, Long Term Care and Annuities Interrelate?

How do Medicare, Long Term Care and Annuities Interrelate? | December 11, 2013 | , , , , ,


View Article

Meeting Long-Term Care Needs With Longevity Annuities

Meeting Long-Term Care Needs With Longevity Annuities | December 4, 2013 | , , , ,


View Article

Defraying Long Term Care Costs with Annuities

Defraying Long Term Care Costs with Annuities | November 20, 2013 | , ,


View Article