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Greg Marchand

Perhaps They Didn’t Create The 401(k) With You In Mind!

Perhaps They Didn’t Create The 401(k) With You In Mind!

Perhaps They Didn’t Create The 401(k) With You In Mind! | March 4, 2013 | , ,

Written by: Greg Marchand | Marchand Financial Services, Inc Don’t get me wrong.  The 401(k), or any salary deferral vehicle, can be a great way to store and accumulate resources for your retirement.   Many people unfortunately see their 401(k) as their only needed retirement vehicle, and I believe such limited planning will leave many retirees vulnerable to outliving their assets, and I think that may be leaving them very vulnerable. Pensions provide income when we are done working.  It is by far the most important...

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Why You Might Need The Insurance Company

Why You Might Need The Insurance Company

Why You Might Need The Insurance Company | February 4, 2013 | , , ,

Written by: Greg Marchand of Marchand Financial Services, Inc I don’t know if I agree with Jack Nicholson.  I think you can handle the truth, I just don’t think you can handle the risk.  We should all understand what the goal is.  For me and my clients, the goal tends to be, having adequate income when they quit working.  To sustain the type of lifestyle they desire.  I find that, if we are too anxious about reaching that objective we may be willing to believe...

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