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William Clay Tucker

Fixed Index Annuities and Long Term Care

Fixed Index Annuities and Long Term Care

Written By: William Clay Tucker, CAP, CMFC, CRPS in Canton, GA When does it make sense to own a Fixed Index Annuity (FIA) that provides an enhanced income payment for Long Term Care (LTC) needs?  First of all, there is no replacement for a good LTC policy that covers 3-5 years of potential care needs with a Cost of Living Adjustment (COLA) applied to the benefit payment.  The only reason not to have LTC coverage is if you are able to fully cover these costs...

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