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The Global Economy

Stock Market Meltdown Prediction

Stock Market Meltdown Prediction

Would your retirement dreams change if the stock market suddenly lost 50% of its value?  I think we can all agree that this kind of stock market collapse would be devastating to our country.  Let’s hope this doesn’t happen again, but we all need to be mindful that it is possible and it is essential to know how to protect your family from financial turmoil… education is key. Check out the eye-opening video by clicking here (stock market meltdown) or on the icon below. Annuity123...

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Retiring on the Edge of the Fiscal Cliff

Retiring on the Edge of the Fiscal Cliff

Given our country’s massive debt and the impending decisions in Congress which could affect our taxes going forward, an article from Robert Powell with the above title caught my eye. In it, he gives some valuable advice for how to prepare for uncertainty in our future tax rates. Please click here to read his article. Given the uncertainly with our upcoming taxes and our overall economy, just be sure to take advantage of annuities for a portion of your assets to ensure that you have...

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Why Spain is Unlikely to Continue on Its Financial Path

Why Spain is Unlikely to Continue on Its Financial Path

Written By: Cal Burgess, Retirement Servicing Group PLLC Recently the growing Euro concerns are being shifted towards Spain, and rightfully so. When you take into consideration that Spain’s economy is twice the size of Greece, Portugal, and Ireland combined, it’s becomes clear why it is a serious concern for the EU. Spain’s financial crisis is arguably more of a question of morality than a true financial crisis, at least not yet. Spain’s bank concerns center around BFA-Bankia, which was formed in 2010 as a merger...

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How Deregulation Gave Way to a Global Financial Collapse

How Deregulation Gave Way to a Global Financial Collapse

Written By: Cal Burgess, Retirement Servicing Group PLLC Prior to 1980, there had not been a major financial collapse in the market since the Great Depression. Protective measures had been put in place to help shield investors from heightened periods of volatility. For example, commercial banks who received deposits for basic checking or savings accounts were prohibited from offering risky investments such as mutual funds. These were the days prior to adjustable rate mortgages and predatory lending. All of these measures were put into place...

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Adaptation to an Evolving Market

Adaptation to an Evolving Market

Written By: Cal Burgess, Retirement Servicing Group PLLC In the latter part of March 2012, despite the growing concerns of a debt-ridden Euro, the Dow Jones Industrial Average was able to creep above the 13,000 mark for the first time in 2012. Even with this market rally, the struggling mortgage industry lowered the 30-year fixed mortgage below 4 percent again (and mortgage interest rates are still falling). With legitimate foreign concerns and a troubled housing sector, the stock market has been able to sustain higher...

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How can the possible collapse in Greece affect your retirement?

How can the possible collapse in Greece affect your retirement?

    If you keep up with the markets you have probably heard all you want to hear about Greece, Spain, Portugal and the European Union’s (“EU”) financial troubles.  Right now Greece is the most likely to fall and the uncertainly in Europe played havoc on the Dow Jones last year.   Greece is currently facing problems that the USA may face in the future.  In very simple terms their entitlements (Government Spending) are far more than their tax revenues.  Additionally, their national debt is now...

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Making It Easier To Buy Annuities

Making It Easier To Buy Annuities

Just as the concern for baby boomers running out of income is a very hot topic here in America, the same problem persists in other parts of the world as well.  Perhaps even more so in regards to the education and awareness in some respects.  For instance, we have been following the “pension” and “annuity” related articles in England for the past year which vastly overshadow the amount of similar related articles in America.  It seems every day there is more evidence of groups pushing...

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What Does Hypothecation Mean In Regards To Banking?

What Does Hypothecation Mean In Regards To Banking?

I am always shocked at the lack of education that American’s have in regards to how banks work.  When I talk to people about the financial crisis of 2008 in regards to the out of control leveraging that many of the country’s largest banks partook in, most consumers look at me with a confused look.  I think many of them would rather just keep going to the ATM and be content that it spits out cash at them.  But understanding how banks leverage your money...

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