America’s Resource For Making SMART Annuity Decisions
America’s Resource For Making SMART Annuity Decisions
Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.
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Today’s retirement system is in dire straits. Over thirty years ago Americans were forced by their employers to forego attractive and successful benefit pension plans for contribution 401k plans. At the time, the oldest baby boomers were new to the work force, low on savings, and had little knowledge of the future. Today’s baby boomers and prospective retirees are riddled with the anxiety of outliving their savings and income. A married couple aged 65 today has a 50% chance that one of them will live...
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Annuities have been around for hundreds of hundreds of years. In fact, history tells us that even the Romans, ancient Greeks, and Italians were using vehicles that resembled (although were called something different) annuities centuries before the United States was founded. And over this long time frame, annuities have gradually become more consumer friendly and much more innovative. Just look back 20 years ago. The only annuity offerings were a simple fixed annuity, a SPIA, and a variable annuity with a handful of sub-accounts. Today’s...
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