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Tag Archive: best crediting option for indexed annuities

Crediting Options for Index Annuities Explained

Howard Hafetz

The Indexed Annuity market is very convoluted and voluminous. As mentioned in a previous article (Goldilocks Syndrome), the insurance companies design them to have something unique, so to differentiate themselves from other products in the market. By definition, they are challenging to understand, but once you get the basics down, you will find them to be much simpler than you would expect.  The term “Indexed”, refers to market indexes, and they could be stock market or bond markets, US or International markets, precious metals markets,...

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