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Tag Archive: how to create a pension plan

How to Create a Pension (With a Few Catches)

How to Create a Pension (With a Few Catches)

As employment benefit pension plans continue to decline at fast pace, many Americans are turning to “longevity insurance” to restore some financial security to what are supposed to be their golden years. An article recently posted by Anne Tergesen gives some valuable insight into these private pension plans. Unlike an immediate annuity which starts issuing payments almost instantaneously, a longevity policy involves an upfront payment with a start date selected by the policyholder at some point in the future. For an example of the differences,...

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