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There’s a great Number 1 song from 1974 by the late artist Harry Chapin called: “Cat’s in the Cradle.” Written as a poem for Chapin by his wife Sandy, it tells the story of a father’s relationship with his son. More importantly it describes how the march of time robs us of our intent to take care of the things we need to take care of in the here and now. Predictably, as the song’s melody plays on, the father is struck by an observation...
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Known as both “the red zone” and “the transitional phase”, the 5 years prior to retirement is an important time in an individual’s life. This phase can be tedious and cause anxiety, but an article posted by Linda Stern highlights some important things to consider early in your planning phase to ensure that the stress and strain is kept at a minimum. Here are the titles of the guidelines that she presents. Get Specific about life planning Become a Social Security savant Do a health-care...
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A recent study confirmed that a vast majority place a high importance to tax-deferral in retirement planning. Roughly three out of four (74%) noted it as being important and 44% considers tax-deferral to be very important according to a study from the Insured Retirement Institute (IRI). This report was based a sample of 503 Americans between the ages of 50 and 66. Its output highlights the widely felt consequences that any potential changes to tax laws would cause. Some key statics from this report were...
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