Jerry Rogers |
January 14, 2014 |
Annuity Beneficiaries, Annuity123, Jerry Rogers, Member Posts
One great advantage of owning an annuity is the ability to, upon your death, have your money flow to your beneficiaries without having to go through probate. Beneficiary designations take precedent over wills. If you do not name a beneficiary your money flows to your estate. This may tie it up for an extended period of time and will subject it to court fees. On the other hand, an insurance company will distribute the balance of an annuity within a matter of a few weeks...
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Jerry Rogers |
December 10, 2013 |
401k and IRA Blogs, Jerry Rogers, Member Posts
The stock market has been on a bull run for the last few months. Many 401k plans have gone up in value because of the exposure to stock investments within the plan. If your 401k plan account value has risen anywhere near the 20% range like the overall market did – you may want to consider what happens next. If you believe the stock market is not volatile and is going to continue to go straight up no matter what our nation’s economy does then...
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Jerry Rogers |
November 19, 2013 |
Jerry Rogers, Member Posts, Surrender Charges
As a former stock jockey I remember well the concept of long term investing. Our client conversations always included the 10 plus years timeframe that we thought was appropriate if someone was considering exposing their money to the volatility of the stock market. Since converting to the Safe and Predictable world of Fixed Annuities, I find that clients are not used to the concept of Surrender Charges and this topic often comes up for discussion. Should you be concerned when you are presented a concept...
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