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Tag Archive: market value adjustment

Annuity Surrender Fees: What Is A Market Value Adjustment?

Jason Soloman

Some annuities, specifically indexed annuities, have a surrender charge that ranges from 3-15 years.  So if you are not terminally ill, require nursing care for more than 90 days, and want to withdraw more than 10% from your annuity there will probably be some monetary consequences to go along with your withdraw.  Some surrender charges are defined and won’t change; others fluctuate via their Market Value Adjustment.  So what is a Market Value Adjustment (MVA)?  Essentially a Market Value Adjustment is the insurance company’s way...

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