The Simplicity of Annuities in Retirement Income Planning |
January 8, 2014 |
Member Posts, Retirement Planning
What does the principle of Occam’s Razor, the conundrum of the Gordian Knot and Annuities have in common? First, here is some background on these: Occam’s Razor is a line of reasoning which states that the simplest explanation is usually the right one. It is used in a wide variety of applications throughout the world as a means to slice through a problem or situation and eliminate unnecessary elements. There are two points that are considered the basis of Occam’s Razor: The Principle of Plurality...
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How to Become a Philanthropist Using Annuities |
December 30, 2013 |
Annuity Basics, Annuity123, Member Posts
When most people hear the term Philanthropy they picture the Gates, Buffets, Rockefellers and Carnegies of the world; or maybe the person with a wing of the local hospital or the business school of the college named for them. This is true of course, but it’s not the whole picture. Every time you leave a check in the collection plate at church or send that annual donation to the Cancer Society, Heart Association or your Alma mater, you too are a Philanthropist. Most major charities...
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Fixed Index Annuities and Long Term Care |
December 18, 2013 |
Fixed Annuities, Index Annuities, Long Term Care, Member Posts, William Clay Tucker
Written By: William Clay Tucker, CAP, CMFC, CRPS in Canton, GA When does it make sense to own a Fixed Index Annuity (FIA) that provides an enhanced income payment for Long Term Care (LTC) needs? First of all, there is no replacement for a good LTC policy that covers 3-5 years of potential care needs with a Cost of Living Adjustment (COLA) applied to the benefit payment. The only reason not to have LTC coverage is if you are able to fully cover these costs...
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