![Matt Redding]()
Matt Redding |
January 11, 2017 |
diversified portfolio, financial advisor, Financial Planning, Retirement Planning, Your Retirement
Recently, I had a potential client that was frustrated with their financial situation. They had a financial advisor for their stock and bond investments, a CPA doing their bookkeeping for their business, an attorney handling their estate planning, wills and trusts, and an insurance agent doing their life insurance. In large part, their frustration was trying to coordinate with these parties and get them all on the same page to formulate a cohesive plan that takes care of their needs today, tomorrow, and for future...
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![Jon Sanchez]()
Jon Sanchez |
January 5, 2017 |
diversified portfolio, Financial Planning, Income For Life
Most of us have assets that are of some value. It may be something as large as your home or as small as the tools in your garage. If you took an inventory of your assets and created a plan so each asset produced a steady flow of cash, you could have more income than you know what to do with! There are several tremendous ways to turn your existing assets into a cash flow machine. However, get ready to put in the hard work...
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![Nick Davis]()
Nick Davis |
November 4, 2016 |
Financial Planning, Fixed Annuities, Income For Life, Retirement Planning, Your Retirement
Annuities are considered an enormous and confusing topic. If you’ve searched “annuities” on the internet, you know that everyone has something to say about the topic. With the wild stock market swings in recent years, most people are looking for alternatives. As of right now, annuities are the best answer for a lot of people. At the same time, annuities are widely misused, which results in heated conversations about the product. It doesn’t matter who you are or where you live, everyone wants to grow...
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![Abe Abich]()
Abe Abich |
October 18, 2016 |
Financial Planning, Retirement Planning, Split Annuity
Many people look for ways to not only create the retirement income they need but also to preserve their principal. Relying on bank savings often falls short, and having your retirement savings exposed to the ups and downs of the market can be nerve-racking. Fortunately, there is a solution that does provide guaranteed tax-advantaged income, tax-deferral, and principal preservation. If you are currently living off of interest from your brokerage account or other investments, then a split annuity could be a strategy for you to consider. A split...
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![Jim Heafner]()
Jim Heafner |
June 3, 2016 |
Financial Planning, Index Annuities, Retirement Planning, Your Retirement
What role do index annuities play in financial planning? Can they provide growth or just income? First, let’s address index annuity growth versus market growth. Since 1995, some of the better index annuities have historically averaged 4 to 5%.1 Many would dismiss this growth, compared to the stock market’s “higher returns.” The disconnect is that we often focus solely on actual market returns, pointing to the S&P or Dow during good market performance periods only, rather than focusing on actual return performance in an investor’s...
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