Ron Tetley |
August 6, 2014 |
Annuity Basics
The decline of traditional pensions and steady erosion of Social Security benefits has started to leave most retirees without a source of guaranteed lifetime income. Plugging that hole is emerging as the most important retirement issue of our day. According to a Black Rock retirement survey, 77% of retirees wish they had locked in a guaranteed income stream when they retired, and 86% say their employer should have helped them arrange one. When the Employee Retirement Income Security Act of 1974 (ERISA) was enacted, it...
View Article
Ron Tetley |
June 19, 2014 |
Fixed Annuities, Index Annuities
The answer you receive to this question will depend on the person you ask. I’m of the mindset that if it works for my client, I like it. If it doesn’t work for my client, I don’t like it. First, we need to understand that every investment in the world is designed with a specific goal in mind. Let me give you an analogy to help it sink in. Automobiles are all made with a specific intended use. If you needed to haul 15 people...
View Article
Ron Tetley |
April 15, 2014 |
Your Retirement
While attending classes to become a financial advisor, my teacher said something that completely changed my life. It changed the way I look at financial planning as a whole, and how I have directed my career path to this point. As a result, I’ve had the privilege and the pleasure of helping many people. I was sitting in my class one day, taking notes, and the teacher said: “Someday, you will be sitting at your desk and one of your clients will be sitting across...
View Article
