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Tag Archive: annuity perception

Changing the Perception of Fixed Annuities

Mike Gann

Mike Gann | July 22, 2015 | ,

Why do annuities that can have twice the rate of return or a bank CD or money market receive such negative press? Sadly, there are multiple reasons for this ridiculous reality. For decades, employees retiring with pension plans have had to choose their annuity pension pay-out options available to them. In many cases, the retiring employee chooses the highest monthly income option, which is a life only option. As a result, if the now retired employee passes away earlier than the mortality table average, then...

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What is Your Annuity Perception (or Deception)?

Ralph Hicks

Ralph Hicks | May 23, 2014 | ,

Close your eyes for a moment. Picture what your “ideal” investment would look like. Now that you are back to reality, what did you picture? Did some of following aspects come to mind? No risk to loss of principal Reasonable rate of return Liquidity of funds Low or no investment fees Diversification Income ability Tax deferral For many of you, these characteristics describe exactly what the “ideal” investment would look like for you. So, my question is – why don’t you have an investment like...

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