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Tag Archive: can you gain without losing in annuities

Fixed Index Annuities – Can You Gain Without Losing?

Anton Hendler

Given the current market uncertainty we thought it a good time to revisit the question of Fixed Index Annuities (FIAs) and whether one can, in fact, gain without losing. The short answer is, of course, yes. But there are a few points that need to be made to properly explain what is meant by gaining and losing. Certainly with a FIA you will never share in any market losses. Your gains, if there is a gain, are ‘locked in’ on a set basis (usually every...

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