Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.

With hundreds of articles on every retirement planning topic you can think of, peace of mind is just a click away.

Tag Archive: retirement advisor vero beach fl

What If You Haven’t Been Saving Enough For Retirement?

Todd D. Heckman

This is a tough question, because it can be hard to make up for lost time. And because how do you define “enough?” What you’ll need depends on what lifestyle will keep you happy in retirement, how money-smart you are in supporting that lifestyle, and what good and bad luck you experience along the way. None of that is easily quantified, and despite what you may have heard or read, there is no “Number” out there that can possibly specify ahead of time just what’s...

View Article

The Tale of Two … Parents

Todd D. Heckman

I just returned from a holiday trip ‘up north’ to visit my parents and mother-in-law….. Stop me if you have heard this story before…there are two sets of parents, my parents and my in-laws. My parents, both in their 80s, are cared for in a well-run retirement community and lead a very active lifestyle. This is despite the fact that my father continues to fight a two and a half decade old battle with a dread disease (leukemia). They travel together, volunteer and participate in...

View Article