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Tag Archive: retirement planning in a low interest rate environment

Why It Pays to Delay Social Security

Why It Pays to Delay Social Security

With interest rates at a historical low, many retirees question the most effective use of their funds for maximizing overall value. If you are one of those people, then you should read up on a report published by National Bureau of Economic Research. In it, their team has calculated that waiting until 70 is often the best choice when interest rates are as low as they are now. This report has determined that delaying Social Security is “actuarially advantageous for a very large subset of...

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