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Tag Archive: top retirement vehicles for healthy retirees

Why Would Anyone Buy a Fixed Annuity?

Why Would Anyone Buy a Fixed Annuity?

It is shocking how few people actually understand the true value of fixed annuities.  Most have their investor hats on when trying to evaluate annuities, when in reality, annuities are simply a form of insurance in which you are transferring the financial risk of outliving your retirement savings to the insurance industry.  Fixed annuities do provide guaranteed growth rates, but that should not be the primary reason for your purchase. Another way to phrase the title above is – why would anyone buy insurance? Well,...

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