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AXA Equitable’s Accumulator “Buyout Offer,” Should You Accept or Not?

Jeremy Reif

AXA Equitable was one of the pioneers of the Guaranteed Minimum Benefits (death or income) or Earning Enhancement benefits. During their heyday, the “Accumulator” was one of the top products available to consumers. Similar products were offered through; Hartford, Transamerica, American Scandia, Prudential, Jackson National, John Hancock, and MetLife to name a few. Of the companies listed, all have changed their current offerings for a wide variety of reasons. John Hancock left this annuity space, Hartford offered a buyout of their own and sold their...

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