Fourth Quarter 2011 Indexed Insurance Sales |
March 25, 2012 |
Annuity Basics, Index Annuities
According to The Indexed Sales and Market Report, 2011 was a year full of records within the Indexed Insurance market. It was the fourth consecutive year for indexed annuity sales topping the 2010 record by over 13%. Indexed life also realized a fourth consecutive year of record setting sales. In fact, indexed life sales for 2011 soared past the previous record set in 2010 by nearly 40%. The results for indexed annuity and indexed life sales in 2011 were $32.4 billion and $974.0 million respectively....
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Who Inherits Your Debt? |
March 23, 2012 |
Retirement Planning, Your Retirement
Imagine that a family member just listed you as the sole heir to his/her estate which included extensive credit card bills along with a house with negative equity. Where does that leave you? Well fortunately the personal debt of a deceased most often cannot be passed along to their loved ones. However, there are many dependencies which could allow for some debt to pass through to family or loved ones. These dependencies include how the specific assets are titled as well as the state in...
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Baby Boomer and Retirement Income Specialist Matching Service Goes Live in New Jersey |
March 22, 2012 |
Press Releases
The first free online matching service designed to help baby boomers find retirement income specialists in their local communities is now available throughout New Jersey. Annuity123, the online retirement income educational portal, has opened their Annuity Harmony matching service for the benefit of all of New Jersey’s residents who are in need of retirement income planning guidance. This innovative online matching service is aimed to match baby boomers and retirees with annuity and retirement income specialists whose practice is in their local area. Annuity123, owned...
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8 Estate Planning Mistakes to Avoid |
March 21, 2012 |
Retirement Planning, Your Retirement
Estate planning is an arduous task which unfortunately can be prone to mistakes. Even using a professional planner to facilitate the process will not guarantee an error-free result. Fortunately, a CFP named Ed McCarthy recently posted an article (linked here) which highlights the 8 most common mistakes that were brought up from survey of experienced advisors. Here is the list of most common mistakes from his article: 1. Improper beneficiary designations – We frequently see advisors improperly completing beneficiary designations. Examples: not changing the beneficiary...
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