Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.

With hundreds of articles on every retirement planning topic you can think of, peace of mind is just a click away.

About Annuity123

Annuity123 and You

Today’s retirement system is in dire straits. Visit Annuity 123
and start down the path to successful financial management

Annuity University     Annuity Harmony    Annuity Community

Over 30 years ago Americans were forced by their employers to forego attractive and successful benefit pension plans for contribution 401k plans.  At the time, the oldest baby boomers were new to the work force, low on savings, and had no way of knowing what lay ahead for them.  Today’s baby boomers and soon to be retirees are riddled with fear and anxiety about outliving their savings and income.  A married couple aged 65 today has a 50% chance that one of them live to be 92, and a 25% chance that one will live to be 95.  If you are a younger couple, the percentages are even higher.  However, only a small portion of these soon to be retirees are prepared for this.  Are you?

The retirement income dilemma millions will face in the next 10 years is exactly why a father and son consumer team founded HLM Consumer Services, LLC and opened up Annuity123.  The next few years will reveal just how real this problem is, and how important it is to alleviate the upcoming income shortfalls.  The next best thing besides actually giving baby boomers and retirees money, is education, and that is the main purpose of Annuity123. 

Our Vision 

To educate consumers across the country about methods to contractually guarantee lifetime income.  The fear of outliving your money doesn’t have to burden you.  Our purpose is not only to educate consumers about the importance of lifetime income and creating their own pension annuity, but to provide access to the best retirement income and annuity specialists in the country.  Our goal is first to educate consumers, and then match them up with experts in their area for further advice.  As consumers ourselves, we found there was no great system in place to make sure we were dealing with legitimate, ethical, and knowledgeable experts.  Our website was created in order to enable the consumer to browse through available advisors in their area to see if they are compatible, before ever having to meet with them face to face.

So become familiar with the site, get educated on annuities and lifetime income, and prepare yourself for a great retirement. 

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