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Tag Archive: annuity advisor Redondo Beach California

Annuity Commissions: A Really Bad Thing! Really?

Howard Hafetz

Howard Hafetz | December 27, 2013 | , , , ,

I recently read an article from an advisor referral website that claimed the only type of advisor one should use is a fee-based (or fee-only) financial advisor. Not only is that reasoning weak, but also very short-sided. Let’s examine. We live in a free-market capitalist economy. Someone creates a product or service to sell. The entrepreneur incurs expense to market the product or service. He or she also has potential other cost to incur before the product or service is sold, among those are, but...

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The Truth About 8% Annuity Returns

Howard Hafetz

Howard Hafetz | December 13, 2013 | , , , ,

There is a lot of marketing done that references various “returns”. Much of it is misleading at best and flat out incorrect at worst. Let’s try to make sense to all the rhetoric. Marketing, typically, is designed to generate interest in people that may be in the market for a product or service. It should capture interest by emphasizing the best attributes of the product or service. But, I am sure most would agree that, in many cases, it goes way beyond that. Have you...

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