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Tag Archive: annuity regulation authority

Are Annuities Regulated At The State Or Federal Level?

Stan The Annuity Man

Question: Who regulates and oversee annuities?  Is it at the state level or at the federal level?  Bart from Santa Barbara, California Answer: Great question Bart, but as usual with annuities, the answer is a little complex.  Annuities are regulated at the state level, and each state has a guarantee fund that backs up policies to a certain dollar amount.  To find out the specific levels for your state, go to  There’s no uniformity in coverage, and every state has different dollar protection limitations. ...

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