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Tag Archive: evolution of american retirement plans

Evolution of the American Retirement and Family

Evolution of the American Retirement and Family

 As we all know, retirement planning has gone through several big shifts during the past ~50 years.  One of the more significant changes has been from companies shifting away from pension plans (defined benefit plans) to 401ks (defined contribution plans).  This change is essentially a shift in company’s responsibility of ensuring adequate lifetime income for its employees onto the shoulders of the employees themselves… many of which have no clue how to properly plan for a retirement that could last over 30 years.  This shift...

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