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Tag Archive: medically underwritten spia overview

What is a “Rated” Single Premium Immediate Annuity?

Stan The Annuity Man

Question: I have some serious health issues, and have heard about immediate annuities that have a higher payout if you are sick.  I think that they are called “Rated” Single Premium Immediate Annuities.  What is that? from Colin in Boise, Idaho Answer: Thanks for the question Colin, and I’m sorry to hear about your health issues.  Your question is a good one, and most people in the annuity industry don’t even know this product exists.  Some call this product a “Rated Single Premium Immediate Annuity”,...

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