Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.

With hundreds of articles on every retirement planning topic you can think of, peace of mind is just a click away.

Tag Archive: retirement planning specialist in des moines ia

What is a Required Minimum Distribution (RMD)

What is a Required Minimum Distribution (RMD)

What is a Required Minimum Distribution (RMD) | September 24, 2012 | , , ,

Written By: Jeremy Smith | Amerishield Qualified retirement plans offer tax benefits if you follow a few IRS rules. Retirement Plans are intended for Retirement Penalties for early withdrawal help discourage early withdraws and guides investors to withdraw their qualified funds during their retirement years. Required Minimum Distributions The government also wants to ensure that they will one day be able to tax these funds which should create a much larger collectable tax. If you have a 401(k), a Keogh, a SEP or a traditional...

View Article

The Financial Rule of 100 Applied to the Golden Years

The Financial Rule of 100 Applied to the Golden Years

The Financial Rule of 100 Applied to the Golden Years | August 20, 2012 | , , , ,

Written By: Jeremy Smith | Amerishield If you subtract your age from 100 the difference is the suggested maximum percentage of investment savings you should permit to be at risk. Note the word maximum, not the minimum, permitted to be at risk. Risky investments are not for everyone. It could be dangerous for everyone who violates the financial rule of 100. At age 55 (100 – 55 = 45) this suggests that you permit no more than 45 percent of your investment assets to be...

View Article