Is Now the Time for Annuity’s Perfect Storm? |
January 4, 2013 |
Income For Life, Jeremy Smith, Member Posts
Written By: Jeremy Smith | Amerishield Last night I watched the movie “The Perfect Storm” the remake of the fishing vessel Andrea Gail that got caught in the Perfect Storm of 1991. According to actual news reports from Gloucester, MA, a northeaster’s giant tides and gale-force winds blindsided Cape Ann on Oct. 30, 1991, leaving a path of destruction that demolished homes, devoured waterfront property and sank the Andrea Gail vessel with all six hands lost at sea. When the winds started blowing on Monday,...
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Use Google to Find Retirement Advisors to Educate You |
December 3, 2012 |
Jeremy Smith, Member Posts, Your Retirement
Written By: Jeremy Smith | Amerishield Just as you go to doctors for expert medical advice, shouldn’t you go to retirement and insurance advisors for their expert advice? With increased use of the internet however, many people are using the internet to get their retirement advice instead of finding retirement experts to educate them. For instance, maybe you’ve used Google to read up on fixed indexed annuities. You might have read horror stories about this and that because the internet is filled with them from...
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It’s Insurance Review Time |
October 17, 2012 |
Jeremy Smith, Life Insurance, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield The night air is getting crisper, and high school football is in full swing – such are the perennial comforts that tell us that autumn has arrived. Many people use autumn to embark on the seasonal to-do list in preparation for the colder weather just around the corner. I’m wondering, with last month being National Life Insurance month, was your own mortality on the list of things to make sure all was in order? If not, it’s time for...
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What is a Required Minimum Distribution (RMD) |
September 24, 2012 |
401k and IRA Blogs, Jeremy Smith, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield Qualified retirement plans offer tax benefits if you follow a few IRS rules. Retirement Plans are intended for Retirement Penalties for early withdrawal help discourage early withdraws and guides investors to withdraw their qualified funds during their retirement years. Required Minimum Distributions The government also wants to ensure that they will one day be able to tax these funds which should create a much larger collectable tax. If you have a 401(k), a Keogh, a SEP or a traditional...
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Balancing Risk versus Growth in Retirement Plans |
August 13, 2012 |
Income For Life, Index Annuities, Jeremy Smith, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield Everyone has their own idea of what they want their lifestyle to be like when they retire, how much money they’ll need, whether they will travel, and even where they will live. If you’re approaching retirement, this stage of your life could last for 20-50 years or more! Knowing that can’t you count on an unpredictable stock market or economy to provide your income over that lengthy period of time, how will you make it through your retirement? A...
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The Tortoise vs. the Hare |
August 12, 2012 |
Annuity Basics, Index Annuities, Jeremy Smith, Member Posts, Retirement Planning
Written By: Jeremy Smith at Amerishield I just finished reading a blogged article titled “What is the Right Age to Buy an Annuity?” In this article the author hypothesized that fixed or indexed annuities need to be held for the length of the contract in order to realize the full opportunity for growth. I strenuously disagree. He also explained that in many of the policies there is a penalty for withdrawing more than the allowed amount during the contract period. In some cases this can...
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