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Tag Archive: what is the difference between investments and annuites

Reducing Retirement Savings Risk

Reducing Retirement Savings Risk

Written By: Jeremy Smith / Amerishield Annuities are contracts, not investments. There’s an important difference between the two: Investments involve risk. When you buy stocks or mutual funds, for example, you face the chance that the prices of your stock or of all stocks will raise or fall. When you buy bonds, you face the risk that interest rates may rise and reduce the sale price of your bonds. In fact, investors actively seek investment risks in order to get rewards. Contracts involve the transfer...

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