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Tag Archive: what is the purpose of an immediate annuity

What Is The Purpose Of An Immediate Annuity?

Stan The Annuity Man

Question: Why would anyone buy an immediate annuity?  What’s the purpose of it?  Isn’t it just getting your money back? from Taylor G. in Los Gatos, California Answer: Interesting questions Taylor, but very good ones.  An immediate annuity is formally called a Single Premium Immediate Annuity, and also known as an income annuity.  It is the original annuity product and was first introduced in Roman times. People buy immediate annuities because they are looking for a pension type income stream.  They want to make sure...

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