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American’s Shift Away from Pension Plans May Have Unintended Consequences

Retirement EducationAs our society continues to move away from pension plans to defined contribution plans such as 401ks, 403bs, etc., an entire generation could be faced with not having built enough assets to fund their retirement years. A great article by Steve Vernon was recently published on this topic – click here. In it, he describes the need for our current and future workers to push corporations to revisit defined benefit plans to attract and maintain the employees.

Given that an immediate change is unlikely, it is imperative for anyone who is in the process of planning for their golden years to make some time to learn about annuities as a tool to utilize for obtaining guaranteed streams of income that you can rely on for the rest of your life. As always, be sure to consult with a retirement income specialist for getting the best possible advice on which product or products will address your particular needs.

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