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Annuity Rates, Caps, and Fees

Annuity Rates, Caps, and Fees

Provided By: The Annuity Guys “What are your best annuity rates?” This is how about 50% of our phone calls from website visitors start out after they visited www.AnnuityRatesInstantly.com. As independent advisors, fortunately, we are able to offer our clients the best fit from dozens of companies including those with the highest rates, best caps and lowest fees. So, if you find an annuity with the best guaranteed rate, the highest cap and the lowest fee, you have found the best annuity – right? Probably not. We do not believe that one perfect annuity exists...

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How Do Carriers Price Indexed Annuities?

Rob Brinkman

Do you know how an insurance company that issues annuities prices them? If not, don’t feel bad. Even some of the advisors who sell annuities don’t know exactly how the carriers make money. The biggest misconception is that many people believe that the insurance carrier invests the assets that they receive directly into the indexes that the Fixed Indexed Annuity (FIA) product offers, and then the carrier keeps the spread. In reality, the carrier usually never invests directly into the actual index. Instead, they are...

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Indexing Strategies Using Fixed Indexed Annuities

Rob Brinkman

The S&P 500 is one of the most popular stock indexes in the world which combines the top 500 largest stocks by market capitalization. In this video, Rob Brinkman explains how certain indexed annuities give you the ability to participate in part of the upside of this incredibly popular index, the S&P 500, while limiting your downside to zero. Rob also discusses the different Index Strategies used within an Index Annuity. As more insurance carriers continue to come up with new innovations and ways to...

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