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How to Time Social Security

Retirement EducationWhen is the best time to start taking Social Security benefits? The answer to this seemingly simple question often causes anxiety among retirees since knowing that a mistake can cost thousands of dollars. Unfortunately, there is no one size fits all answer. It is most often deducted from the weighting of pros and cons which are different for every individual. A recent article by Ellen Schultz provided insight into the many factors that need to be considered when making your decision. This article describes some of the key factors to be evaluated such as birth year, life expectancy, employment plans, spousal survivor benefit, and the potential application of “delayed retirement credits”. For the details, please read the full article linked here.

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