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Protect The Ones You Love And Create A Secure Retirement At The Same Time

Written By: Nina Avery, CFP® | Avery Safe Money Solutions

A week before my dad died he asked me to create a plan for him that would protect my mother.  My folks had the standard term policies when they were younger to protect each other, the house and us girls.  But when those ran out, as term policies ALWAYS do, there was no more insurance.  When the idea came back around that life insurance was the best way for my dad to protect and take care of my mom when he was gone – he was no longer insurable.  My mom is okay though, because my folks lived within their means and my dad left my mom with no debt, a paid off house and the next best thing to life insurance;  lifetime income.

My father on the other hand was not so lucky.  His dad died when he was 11.  In the blink of an eye he went from being a boy chasing lizards and riding bikes or whatever boys did in the 1940’s, to working to provide for his mom and three sisters.  He had no childhood.  Is this just a sad story or a cautionary tale?

Think it can’t happen to you?

What would happen to your family if you were suddenly gone?  Would your spouse have financial security during his/her remaining years?  Would your kids be financially secure or would they end up like my dad and no longer get to be kids anymore?

You can protect the ones you love and create a secure retirement within the same permanent life insurance policy using Infinite Banking ™ strategies to create a tax free pool of cash for retirement or whatever else you want to use it for.  Using blended term riders will increase the death benefit protection for your family when it is needed most and can be blended out when it is no longer needed.  But the permanent part of the policy will remain in effect until you die.  That’s why it’s called permanent insurance.

If you are still holding on to the idea that permanent insurance is too expensive, I urge you to educate yourself on all the benefits of owning a permanent life insurance policy with substantial cash value.  When properly constructed by a Qualified Safe Money Advisor, you can protect the ones you love and create a secure retirement at the same time with the same dollars.

For more information and to learn how to protect those you love and create a secure retirement for yourself at the same time with the same dollars, email or call 407-367-8845 for your free consultation and evaluation.

Because we all want to protect those we love.  Do it today.

This article is dedicated to my dad.  May God bless and keep you always, I love you Daddy.

About Nina K Avery, CFP ® and Avery Safe Money Solutions:

Restoring confidence with Safe Money Solutions to help everyone create secure retirement incomes they can count on for the rest of their lives. Nina K Avery, Certified Financial Planner ™ professional, is gaining recognition in and around central Florida for being a Qualified Safe Money Advisor, Financial Literacy Coach & Guaranteed Retirement Income Expert.  With all of the economic turmoil in the markets, the country and around the world, it’s more important than ever to understand how to keep your wealth safe and secure…but also growing.

Nina’s mission is first to educate and restore confidence. Using Safe Money Solutions, she then helps her clients create GUARANTEED retirement incomes for life.  She also helps her clients avoid losing money and instead build wealth SAFELY and SECURELY.  Regardless of your current financial situation, Nina can help you get on the Path to Safe Money and sleep well at night.

Annuity123 is an educational platform only.  Annuity123 does not offer insurance, investment, or tax advice.  You should always seek the guidance of qualified and licensed professionals concerning insurance, investment, or tax matters.


  • Cathy D says:

    This is a great article that really hits home.
    Nina is so knowledgable in this subject that she makes this difficult confusing subject so easy to understand. She has helped my husband and I as well as our staff attain the safe strategies that we have been looking for for years. Thank you Nina for sharing your knowledge with us.

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