Annuity123 is dedicated to providing Americans with unbiased information about retirement, answering the tough questions you want to know.

With hundreds of articles on every retirement planning topic you can think of, peace of mind is just a click away.

Tag Archive: larry klein

How To Snag A Higher Annuity Yield Without More Risk

How To Snag A Higher Annuity Yield Without More Risk

How To Snag A Higher Annuity Yield Without More Risk | December 11, 2013 | , ,

Written By: Larry Klein in Walnut Creek, CA There are 2 types of annuity buyers that end up with annuities they would like to sell (and you could be the buyer): Those people who buy immediate annuities and then later decide they desire the cash rather than monthly or annual payments over time Those people who get legal settlements in the form of an annuity and they prefer to have a lump sum of cash You can be the buyer of such “secondary annuities” and...

View Article

Why Accountants Have Trouble Understanding Annuities

Why Accountants Have Trouble Understanding Annuities

Why Accountants Have Trouble Understanding Annuities | September 25, 2013 | ,

Written By: Larry Klein in Walnut Creek, CA I am a CPA (inactive) and fortunately also able to think outside the box. Many accountants think of investments only in terms of their Internal Rate of Return (IRR). The IRR for an investment takes into account: The amount you receive over the period you own the investment The amount you get back at the end Life annuities do not have any payment at the end as the payments cease at death.  The IRR of a typical...

View Article