March 21, 2013 10:03 am
Published by alexhouse
Annuity123 is excited and honored to report that Marvin Hurwitz has joined its network of retirement income counselors for the benefit of consumers in Baltimore, MD who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Marvin’s practice. Company Name: Hurwitz Financial Advisors Business Description: Marvin Hurwitz has more than 30 years of experience advising retirees and people planning for retirement on how they can receive a guaranteed income they cannot outlive. He also helps clients with their...
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March 21, 2013 8:42 am
Published by alexhouse
Written By: Cal Burgess | Retirement Servicing Group Just recently, the Federal Reserve System announced that first-quarter losses from the United States Postal Service stood at 1.8 billion dollars. At this rate, the USPS is on track to cost American taxpayers over $7.2 billion by the end of the fourth quarter. To put this into perspective, this amount is equivalent to a $20 million dollar loss per day, with no hope of any profit for quite some time, if at all. At first glance this...
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March 20, 2013 9:24 pm
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Written By: Cathy DeWitt Dunn | President of Annuity Watch USA The stock market has recently reached an all-time high and has many looking at their 401Ks and celebrating their exceptionally good fortune. However, I wouldn’t pop the corks on those champagne bottles just yet. There’s a chance that this bubble is about to burst. The question is why is the stock market so high when so many other economic indicators are performing poorly or are in a downright tailspin? Fox News reports that household...
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March 20, 2013 9:30 am
Published by alexhouse
Written By: Alan D. Marx, CLU, ChFC | Retirement Planning Specialist Many of today’s retirees have done an excellent job of saving, and they are enjoying a comfortable life style pursing those things they want to do rather than those that they have to do. They are living off of a combination of income streams. They have pensions, social security, and in some cases, some withdrawals from IRAs and annuities. They also have liquid saving s in an amount necessary for any unexpected emergencies. Finally,...
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March 19, 2013 8:43 am
Published by alexhouse
Is it possible to upgrade your older annuity into a new one that has more benefits? The short answer is, YES. But the real answer is that it depends, and you need to do a little homework to be sure you are making your situation better, not worse. First let’s go through some common reasons why people might want to switch from one annuity to another. 1) Fees: This would apply mainly to Variable Annuities. The total fees can range from 2% to over 5%...
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March 18, 2013 6:39 pm
Published by alexhouse
Written By: Alan Schuh | Heritage Retirement Income Planners There is a great article today on MarketWatch.com by Larry Stein (click here for the full article). “In September 2012, Apple traded above $700 per share. Analysts were jumping over each other to predict that Apple would soon trade at $1,000 per share. Apple (NASDAQ:AAPL) was THE company, an unstoppable juggernaut with innovation that no company could touch. Just six months later, Apple traded at $420 per share, down 40% from its previous high. If you...
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March 18, 2013 2:41 pm
Published by alexhouse
Annuity123 is excited and honored to report that Neal Stokey has joined its network of retirement income counselors for the benefit of consumers in Dallas/Ft. Worth and Austin who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Neal Stokey’s practice. Company Name: The Legacy Planning Group Brief Business Description: I graduated from The University of Texas at Austin with a B.A. in History and a J.D. in Law and have been helping people make smart choices about...
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March 18, 2013 12:22 pm
Published by alexhouse
Written By: Mark MacDonald | Sage Financial Partners When you were a kid, what was the best part about a box of Crackerjacks? The prize inside, right? Sometimes my friends and I would dump out the candy just to acquire the prize. Many Fixed Index Annuities have a prize inside. It’s called the Guaranteed Lifetime Withdrawal Benefit (GLWB). It’s an optional rider – you have to proactively request it – but for the right person, it can be one of the best retirement prizes you’ll...
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March 18, 2013 8:21 am
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Written by Leonard Ohanian L.U.T.C.F All you baby-boomers or soon-to-be retirees depending upon a supplemental income to their Social Security retirement benefits are searching for financial ways to enhance their long and rewarding life. Many consider annuities as an option for this purpose. A terrific idea….but, did you know that the annuity you buy as a way to supplement your retirement income may be losing money due to inflation? As you know, annuities are insurance agreements issued by a company who promises a fixed dollar...
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March 18, 2013 8:02 am
Published by alexhouse
Annuity123 is excited and honored to report that Sally Zhao has joined its network of retirement income advisors for the benefit of consumers in Sugar Land, TX who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Sally Zhao’s practice. Company Name: Sally Fidelity Agency (3 Mark Financial Affiliate) Brief Business Description: With 19 years in the insurance and financial services industry working as Prudential Life Insurance sales manager, MONEY Life Insurance Assistant Managing Director and Million Dollar...
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