April 9, 2013 10:45 pm
Published by alexhouse
Written By: Nina Avery, CFP ® | Avery Safe Money Solutions Einstein called compounding interest the eighth wonder of the world – if you are earning it. If you are paying it, it can quickly become a nightmare. Heard of the rule of 72? It is a basic calculation that lets you know approximately how long it will take to double your principal based on the interest rate being applied. If you are earning – it’s AWESOME. If you are paying – it’s SCARY. Let’s...
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April 7, 2013 12:05 am
Published by alexhouse
Written By: Barry Goldwater | Goldwater Financial Group It use to be that you got a job with a U.S. company, worked for that company most of your life and then retired with a company pension and social security. This double annuity income was usually enough for a comfortable retirement. Then in the 1970’s companies started shifting retirement planning responsibility to the employee in the form of 401k plans, IRA’s, profit sharing plans. The company defined benefit plans, conservative annuity payouts which were usually comprised...
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April 5, 2013 11:40 am
Published by alexhouse
Annuity123 is excited and honored to report that Barry Goldwater has joined its network of retirement income advisors for the benefit of consumers in Boston and New England who are in need of obtaining personalized retirement income guidance. Please see below for an informative overview of Barry Goldwater’s practice. Company Name: Goldwater Financial Group Brief Business Description: Barry is an insurance consultant who works with families and business owners in need of contemporary ideas on wealth transfer and tax deductible strategies. Through strategic alliances...
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April 4, 2013 1:42 pm
Published by alexhouse
Written By: Nina Avery, CFP ® | Avery Safe Money Solutions Sound overly dramatic? Maybe not, if your retirement is overly reliant on market driven investments like a 401-k. It’s not like the old days when companies handled the risk and responsibility of generating a lifetime retirement income by providing pensions for their employees. Those days are pretty much gone. The risk and responsibility for your retirement falls directly and completely on you and a market crash could indeed destroy or greatly disable your financial...
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April 1, 2013 12:12 pm
Published by alexhouse
Annuity123 is excited and honored to report that Irene R. Gottlieb has joined the Annuity123 network for the benefit of consumers in Palm Beach & Broward Counties, Florida who are in need of obtaining personalized retirement planning guidance. Please see below for an overview of Irene R. Gottlieb’s practice. Company Name: Gottlieb Insurance Services Brief Business Description: Been serving clients in Palm Beach & Broward Counties since 1985. To serve and provide expert advice to those searching for personalized, caring service in the areas of...
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March 27, 2013 8:33 am
Published by alexhouse
Annuity123 is excited and honored to report that Jack Voegler has joined its network of retirement income advisors for the benefit of consumers in Greater Lansing who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Jack Voegler practice. Company Name: Retirement Protection Services Business Description: I have spent the last 31 years educating seniors and future retirees on the value of securing a safe retirement within the greater Lansing area, and I understand the importance of helping...
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March 26, 2013 5:01 pm
Published by alexhouse
Written by: Charles Garber | Garber Financial Services People approaching or at the actual stage of retirement, have several concerns that we need to address. Concerns that cannot be dismissed and must be resolved for their peace of mind. These concerns are as follows: 1) Not having enough income for the rest of their life 2) Inflation 3) Stock Market Volatility and Losses 4) Unexpected Bills 5) Health and Long-Term Confinement At first glance, each one of these concerns requires 3-4 different types of financial...
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March 25, 2013 5:53 pm
Published by alexhouse
Written By: Cal Burgess | Retirement Servicing Group There are a plethora of options out there in regards to college education, so when it comes time to pick the best option for your loved one, it’s important to make sure all of your bases are covered. Unfortunately, many college plans today fail to deliver the anticipated results for a couple of reasons: volatility or change. Since there is very little certainty in life, it is crucial to use a flexible college-planning tool that allows you...
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March 25, 2013 4:50 pm
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Written By: Robert Zimmerman | H&R Advisory Service, LLC Anyone over the age of 50 can recall the movie – FEAR STRIKES OUT. It is based on the life story of Jimmy Piersall, a major league baseball player who struggled to overcome a fear ridden life that inhibited his ability to continue as a major league player. For many in their retirement years, there are a number of fears that impact their quality of life. Some of the fears are: “What if I outlive my...
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March 25, 2013 10:58 am
Published by alexhouse
Written By: Cathy DeWitt Dunn | President of Annuity Watch USA Divorce can have dire consequences for women and their retirements if proper care is not taken. During years of marriage, many women have focused on raising a family…instead of focusing on building personal wealth. If you’ve spent your life taking care of family while your spouse earned all or the majority of the income, here’s something you need to know – QDRO. A QDRO is a “Qualified Domestic Relations Order,” which provides a legal...
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