![Jeff Juniper]()
Jeff Juniper |
February 19, 2015 |
Annuity Basics, Annuity Caps, Annuity Fees, Hybrid Annuities, Income Riders, Index Annuities, Variable Annuities
Annuities have been around for almost 2000 years and the public’s understanding of how they work is at an all-time low. “I Hate Annuities and So Should You” is what one investment firm says in their full page ads from coast to coast. Why do they spend hundreds of thousands of dollars on those ads? The answer is to attract attention because there is so much confusion about how these products work. What they don’t tell you in those ads is that there are good...
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![Mark Goldfinger]()
Mark Goldfinger |
February 6, 2015 |
Annuity Basics, Annuity Fees, Income Riders, Index Annuities
More misconceptions and myths swirl around annuities than any other financial product. Some of the confusion may be due to the fact that annuities have greatly improved over the past 10 years, offering more options and benefits than ever before. One of the most flexible types of annuities is a fixed indexed annuity (FIA). An FIA is a financial product sold by insurance companies. The insurance company guarantees to protect your principal and give you the potential for growth linked to an index, such as...
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![Jerry Rubin]()
Jerry Rubin |
November 3, 2014 |
Annuity Basics, Annuity Caps, Annuity Fees, Fixed Annuities, Income Riders, Index Annuities
A first-class fixed indexed annuity puts you in position to collect a pension-like income, guaranteed to continue for as long as you and your spouse are alive. These annuities allow you to profit from the stock and commodities markets with no risk. This type of annuity simply uses financial market indexes, like the S&P 500, as outside reference points to determine your interest. Whenever the market (index) goes up, you make money; whenever it goes down, since your money is never invested or at risk...
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![Brent Welch]()
Brent Welch |
August 21, 2014 |
Annual Reset, Annuity Bonuses, Annuity Caps, Annuity Fees, Deferred Annuities, Income Riders, Index Annuities, Participation Rate
In the May 2014 AARP magazine, Allan Roth set the tone for his article “Don’t Buy It”with a picture of Leonardo DiCaprio, star of the movie The Wolf of Wall Street. In the film, DiCaprio plays a dishonest, immoral and unethical investment banker. This “Wolf of Wall Street” ended up in prison for the rest of his life, convicted of felony charges, racketeering, extortion, and stealing money from the general public. He was a wicked and completely dishonest criminal, much like Bernie Madoff. Roth suggested...
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![Keith L. Collins]()
Keith L. Collins |
March 11, 2014 |
Annuity Fees, Fixed Annuities, Income Riders, Index Annuities
A Fixed Indexed Annuity (FIA) is a retirement savings tool that complements other pension plans like 401(k)s, social security benefits, and individual retirement accounts (IRAs). Many insurance and indexed annuity companies that offer FIAs have come up with an annuity product feature that offers guaranteed lifetime payments to your account. This feature is called a Guaranteed Lifetime Income Rider (GLIR). Once you procure this annuity, you can receive guaranteed regular monthly income for the rest of your life. What is a Guaranteed Lifetime Income Rider?...
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![Stan The Annuity Man]()
Stan The Annuity Man |
July 18, 2013 |
Annuity Fees, Ask Stan The Annuity Man, Deferred Annuities, Fixed Annuities, Immediate Annuities, Index Annuities, Longevity Annuities, Member Posts, SPIA, Surrender Charges, Variable Annuities
Question: Can I buy annuities with no fees or surrender charges? Are there no load annuities like no load mutual funds? Ron in Roanoke, Virginia. Answer: Phenomenal question Ron! The annuity industry is very late to the party when it comes to “no load” type offerings that are common in the mutual fund industry. No load can mean a few things. It can refer to no fees for buying a strategy, no fees to keep the strategy, and no fees to sell the strategy. Let’s...
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Stan The Annuity Man |
July 17, 2013 |
Annuity Caps, Annuity Fees, Annuity Guys, Annuity Videos, Member Posts
Provided By: The Annuity Guys “What are your best annuity rates?” This is how about 50% of our phone calls from website visitors start out after they visited www.AnnuityRatesInstantly.com. As independent advisors, fortunately, we are able to offer our clients the best fit from dozens of companies including those with the highest rates, best caps and lowest fees. So, if you find an annuity with the best guaranteed rate, the highest cap and the lowest fee, you have found the best annuity – right? Probably not. We do not believe that one perfect annuity exists...
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