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Survey Results: Annuities are Gaining Acceptance as a Retirement Income Tool

Retirement EducationA recent survey by the Insured Retirement Institute (IRI) has revealed that annuities are gaining greater acceptance among investors. Their polling of both annuity owners and financial advisors both showed increased awareness and acceptance of annuities as a favorable retirement income tool. In fact, 71% of financial advisors reported that they have had a client seek an annuity purchase in the past 12 months. Among annuity producers, 84% said that they are having more retirement planning consultations than they did five years earlier.

This increased acceptance of annuities are due to their favorable traits such as guaranteed income, tax-deferral features, principal protection, and a guard against inflation. Although annuities are not for everybody to actually purchase, they should at least be considered when formulating retirement plans. Be sure to seek guidance from a retirement planning specialist for expert advice.

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