Jim Heafner |
June 3, 2016 |
Financial Planning, Index Annuities, Retirement Planning, Your Retirement
What role do index annuities play in financial planning? Can they provide growth or just income? First, let’s address index annuity growth versus market growth. Since 1995, some of the better index annuities have historically averaged 4 to 5%.1 Many would dismiss this growth, compared to the stock market’s “higher returns.” The disconnect is that we often focus solely on actual market returns, pointing to the S&P or Dow during good market performance periods only, rather than focusing on actual return performance in an investor’s...
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John CasaSanta |
June 27, 2014 |
Annuity Basics, Fixed Annuities, Immediate Annuities, Index Annuities, Variable Annuities
We often hear the expression that an educated consumer is the best consumer. I believe this holds true, whether someone is purchasing an appliance or an annuity. When visiting a client for the first time, after a discussion of goals and objectives, I like to explain the four types of annuities. Immediate Annuity – This is similar to a personal pension and the most traditional form of an annuity. When you implement an immediate annuity, you will receive a set amount of money for a...
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Jason Soloman |
February 18, 2014 |
Annuity Taxes, Deferred Annuities
Are you considering investing Non-Qualified (non-IRA) money in the Total Value Annuity, American Equity Bonus Gold, Allianz Core Income Benefit, Athene Choice 10, Security Benefit’s Secure Income Annuity, or any other deferred annuity? It may be a good investment for the savings and income portion of your money, but then again it may not. This article is intended to provide you with tax information that will help you make more informed decisions when deciding which investments will work best for you near or in retirement....
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Jason Soloman |
December 17, 2013 |
Annuity Basics, Fixed Annuities, Index Annuities, Jason Soloman, Member Posts
The debate about fixed annuities has been going on for years. Some advisors/insurance agents will only sell indexed annuities to retirees; other advisors/agents won’t associate their name with such products. I on the other hand believe that for the right person, an indexed annuity could be a piece of a holistic retirement plan. Listed below are 3 reasons I like and hate indexed annuities. Things I love About Indexed Annuities 1. Income For Life People can bash the Social Security system all they want, but...
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Jason Soloman |
May 17, 2013 |
Press Releases
Annuity123 is excited and honored to report that Dan Glazier has joined its network of retirement income advisors for the benefit of consumers in North and South Carolina who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Dan Glazier’s practice. Company Name: Asset Protectors Brief Business Description: Asset Protectors has only one goal in mind for our clients. That is to provide a TAX FREE and WORRY FREE retirement income plan for you and your family. WE...
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