![Todd D. Heckman]()
Todd D. Heckman |
May 19, 2014 |
Retirement Planning
This is a tough question, because it can be hard to make up for lost time. And because how do you define “enough?” What you’ll need depends on what lifestyle will keep you happy in retirement, how money-smart you are in supporting that lifestyle, and what good and bad luck you experience along the way. None of that is easily quantified, and despite what you may have heard or read, there is no “Number” out there that can possibly specify ahead of time just what’s...
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![Todd D. Heckman]()
Todd D. Heckman |
January 29, 2014 |
Member Posts, Retirement Planning, Todd Heckman
I just returned from a holiday trip ‘up north’ to visit my parents and mother-in-law….. Stop me if you have heard this story before…there are two sets of parents, my parents and my in-laws. My parents, both in their 80s, are cared for in a well-run retirement community and lead a very active lifestyle. This is despite the fact that my father continues to fight a two and a half decade old battle with a dread disease (leukemia). They travel together, volunteer and participate in...
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Todd D. Heckman |
January 9, 2014 |
Long Term Care, Member Posts, Retirement Planning, Todd Heckman, Your Retirement
There’s a great Number 1 song from 1974 by the late artist Harry Chapin called: “Cat’s in the Cradle.” Written as a poem for Chapin by his wife Sandy, it tells the story of a father’s relationship with his son. More importantly it describes how the march of time robs us of our intent to take care of the things we need to take care of in the here and now. Predictably, as the song’s melody plays on, the father is struck by an observation...
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![Todd D. Heckman]()
Todd D. Heckman |
December 24, 2013 |
Member Posts, Retirement Planning, Todd Heckman
Shoppers are busying themselves with last minute deals and savings with less than a week left until Christmas. This flurry of consumer activity, both online and in person, should result in happy gift recipients on the 25th and a review of your financial statements on the 26th as we all look forward to the next season…planning season! OK, there is no official planning season, but should there be? Now is the time to look ahead and start the process of planning for the future. There...
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Todd D. Heckman |
March 3, 2013 |
Press Releases
Annuity123 is excited and honored to report that Todd Heckman CLU, CFP® has joined its network of retirement income counselors for the benefit of consumers in Vero Beach – Treasure Coast, FL who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Todd Heckman’s practice. Company Name: Life Resource Planners of the Treasure Coast Brief Business Description: Life Resource Planners assists retirees in identifying various Financial Resources that they can utilize to meet their retirement lifestyle and Senior...
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Todd D. Heckman |
February 12, 2013 |
Press Releases
Annuity123 is excited and honored to report that Larry Lynch has joined its network of retirement income counselors for the benefit of consumers in both Florida and Maine who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Larry Lynch’s practice. Company Name: Pelican Group Financial Services LLC Brief Business Description: Our business is centered around the philosophy that your retirement should be centered around how you envision your retirement and what your goals are during retirement. It...
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Todd D. Heckman |
October 10, 2012 |
Press Releases
Annuity123 is excited and honored to report that Dennis J. Xiques has joined the Annuity123 network for the benefit of consumers in Brevard, Indian River, St Lucie and Palm Beach counties of Florida who reference this unique website for obtaining personalized retirement planning guidance. Please see below for an overview of Dennis’ practice. Agent Name: Dennis J. Xiques, CLU, ChFC Company Name: Dennis Xiques Insurance Brief Business Description: Dennis Xiques Insurance is celebrating 25 years of assisting clients with their insurance needs. Working as a...
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