Author Archives for alexhouse
June 11, 2013 9:31 pm
Published by alexhouse
Annuity123 is excited and honored to report that Jeffrey Kiesel has joined the Annuity123 network for the benefit of those in need of obtaining personalized retirement planning guidance. Please see below for an overview of Jeffrey’s practice. Company Name: Solid Rock Retirement Brief Business Description: Retirement financial specialist for the “Baby Boomer” and “Generation X” investors, providing worry free financial instruments that are tax deferred, guaranteed and provide reasonable rates of return. His clients receive complementary financial analysis of their retirement plans and dreams with...
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June 11, 2013 8:01 pm
Published by alexhouse
Annuity123 is excited and honored to report that Lyndol Anderson has joined its network of retirement income advisors for the benefit of consumers in and around Abilene, TX who are in need of obtaining personalized retirement income guidance. Click here (Retirement Planner Abilene TX) to meet Lyndol and learn about his practice. To learn even more, visit Lyndol’s website: www.PeacefulRetirement.com
June 10, 2013 2:18 pm
Published by alexhouse
Written By: Nina Avery, CFP® | Avery Safe Money Solutions “Today’s Rude Opinion Poll: Which description best characterizes our elected representatives in Washington, regardless of party affiliation? They are hapless boobs, constantly passing laws that contradict each other. They are scheming miscreants, relentlessly seeking new ways to increase taxes and spend more of our money.” Scott Burns opines in his 2007 article “In 401(k), Employers Really Contribute to the IRS” featured in The Dallas Morning News. He goes on in his article to point out...
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June 6, 2013 2:50 pm
Published by alexhouse
Question: It seems like annuities are all the rage. How long have annuities been around? Jimmy from Florida Answer: That is a good question with a very interesting answer Jimmy. Ironically, my weekly annuity column on WSJ/MarketWatch kind of addresses this issue. I encourage you to take a look. Most historians give the credit (or blame) to the Romans for introducing the world to annuities. Below are some key historical dates that you might find interesting, with the full chronological list shown in this week’s...
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June 5, 2013 12:33 pm
Published by alexhouse
Written By: Bruce Hearon | Hearon Advisory Group As a Florida-registered investment advisor and insurance agent for the past twenty years, I have been asked this question countless times…what’s the difference between a fixed and variable annuity? My answer is consistently the same…there’s a huge difference between the two! Although both are contracts held with an insurance company, have the word “annuity,” and have the same tax advantages, they are quite different. In a variable annuity you decide the investment strategy by placing your funds...
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June 4, 2013 9:05 pm
Published by alexhouse
Written By: Allen Trimble | Secure Money Solutions For years, many investors have held bond funds as a way to buffer their portfolio from the volatility of the stock market. Ironically, bond funds have provided more of the returns than stock funds, in many portfolios, over the last 12 or 13 years. Now we may be approaching a point where your portfolio needs a buffer from both stock and bond funds! What many folks don’t realize is that we have been in a bull market...
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June 2, 2013 10:12 pm
Published by alexhouse
Annuity Think Tank, an independent educational group focused on annuities and retirement income, has launched a lighthearted yet educational article highlighting the importance of performing due diligence before making a final decision on a specific annuity type. As we all know, there will never be a single one-size-fits-all retirement planning tool that is a perfect fit for everyone. Each individual has unique needs and risk tolerances that should be specifically addressed, and education is the key to unlocking optimal retirement plans. Fully embracing this belief,...
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May 31, 2013 11:14 am
Published by alexhouse
Annuity123 is excited and honored to report that Stacie Leake has joined its network of retirement income advisors for the benefit of consumers in Inland Empire, Riverside and Orange County areas who are in need of obtaining personalized retirement income guidance. Please see below for an overview of Stacie Leake’s practice. Company Name: Prizm Financial Group Brief Business Description: Prizm Financial offers values-based, comprehensive financial services while being committed to helping you pursue long-term financial success. Our customized programs are designed to help protect, grow...
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May 30, 2013 11:09 am
Published by alexhouse
Question: I own a variable annuity and recently received a letter from the insurance company offering me cash to buy back my contractual benefits. Why are they doing that? – Phil from Indiana. Answer: I bet you weren’t expecting that letter, huh Phil? This current “buy back bonanza” is primarily happening with variable annuity carriers, but don’t be surprised if fixed indexed annuity carriers start doing the same thing in the near future. Here’s the scary part, the reason that these insurance companies are trying...
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May 30, 2013 10:39 am
Published by alexhouse
Written By: Allen Trimble | Secure Money Solutions With the stock market at all-time highs, an age-old “investors dilemma” is on many folks’ minds: should I Buy, Sell, or Hold on? Of course, the answer to that question depends not only upon your current position relative to the stock market (are you currently invested in the stock market?) but also on your unique situation. This missive is not intended to give investment advice, but rather it is intended to help clarify our thinking. For example,...
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