September 27, 2012 11:08 pm
Published by alexhouse
The United States’ annuity market has been drastically affected by the economic downturn. Consumers have been less inclined to purchase fixed annuities given their lower rates and insurers have backed away from guaranteed variable annuities given their associated risks. Fortunately, fixed indexed annuities have taken up the slack given that they have guarantees similar to straight fixed products while also having upside potential dependent upon an index of some kind similar to variable annuities. In a new report, North American Annuities, 2012: Market Trends and...
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September 25, 2012 10:44 pm
Published by alexhouse
Written By: Joe Simonds | Annuity Think Tank Any baseball fan knows that the New York Yankees are one of the most respected, while simultaneously one of the most hated teams in the Major Leagues. Much of the hatred comes from competing teams’ fans that will complain about everything from their incredibly high payroll, to the fact they just hate the men in pinstripes. Regardless of the reason, as long as the New York Yankees continue to be a dominant franchise, they will most likely...
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September 24, 2012 10:41 pm
Published by alexhouse
Written By: Jeremy Smith | Amerishield Qualified retirement plans offer tax benefits if you follow a few IRS rules. Retirement Plans are intended for Retirement Penalties for early withdrawal help discourage early withdraws and guides investors to withdraw their qualified funds during their retirement years. Required Minimum Distributions The government also wants to ensure that they will one day be able to tax these funds which should create a much larger collectable tax. If you have a 401(k), a Keogh, a SEP or a traditional...
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September 20, 2012 11:08 pm
Published by alexhouse
Over the recent years, the internet has become an increasingly important tool to many Americans. Many of us actually rely on it for many of our daily needs such as communicating with friends/family, shopping for nationwide discounts on needed items, and in researching topics of interest. Given this increased reliance, it is no surprise that the business community must embrace the power of the internet to be able to reach out to the increasingly expanding online community. Many websites have been created for the benefit...
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September 18, 2012 10:52 pm
Published by alexhouse
The first free online matching service designed to help baby boomers find compatible retirement income specialists in their local communities is now live in Idaho. Annuity123, a recently introduced online retirement income education portal, has opened their Annuity Harmony matching service for the benefit of all residents in Idaho who are in need of retirement income planning guidance. This innovative online matching service is designed to match retirees in need of retirement guidance with retirement planning specialists in their local area. Over 30 years ago,...
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September 17, 2012 10:15 pm
Published by alexhouse
The first free online matching service designed to help retirees find compatible retirement income specialists in their local communities is now active in Missouri. Annuity123, the online retirement income educational portal, has opened their Annuity Harmony matching service for the benefit of all residents in Missouri who are in need of retirement income planning guidance. This innovative online matching service is aimed to match retirees in need of retirement guidance with retirement planning specialists in their local area. Over 30 years ago, Americans were forced...
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September 13, 2012 6:55 am
Published by alexhouse
Sales of indexed annuities in Q2 rose to $8.8 billion which ranks as the second-best quarter to date. Its Q2 rise from the prior quarter was 8.3% and its increased growth relative to the overall fixed annuity market propelled it to now have 50% of the overall fixed annuity space. Although overall interest rates are low, the ability of indexed annuities to have increased returns if the market goes up while being protected from downside market risk is a key explanation for the increase is...
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September 11, 2012 8:22 am
Published by alexhouse
Written By: Jeremy Smith | Amerishield A happy fixed indexed annuity owner has been properly educated and appreciates its value. If you look at statistics and numbers written on a piece of paper, some annuities aren’t as attractive as other investments might appear to be. Appreciation of the value of a fixed indexed annuity is based upon the individual’s personal retirement goals. Low Risk vs. High Growth potential Many people looking at products for investment purposes seem to be very optimistic about how they want...
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September 11, 2012 7:58 am
Published by alexhouse
Written By: Cal Burgess | Retirement Servicing Group Today the market just announced that manufacturing activity has contracted to a 3 year high. This means that US manufacturing activity has dropped to its lowest level in 3 years. However, investors remain optimistic. They realize that the worse the economy looks the more likely the Fed is to pump another round of Quantitative Easement. This in turn will cause the market to rally which will allow investors to temporarily offset short term losses. That is, until...
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September 10, 2012 10:42 pm
Published by alexhouse
A recent survey by the Insured Retirement Institute (IRI) has revealed that annuities are gaining greater acceptance among investors. Their polling of both annuity owners and financial advisors both showed increased awareness and acceptance of annuities as a favorable retirement income tool. In fact, 71% of financial advisors reported that they have had a client seek an annuity purchase in the past 12 months. Among annuity producers, 84% said that they are having more retirement planning consultations than they did five years earlier. This increased...
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