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Miscellaneous Annuity Info

Customer Service Recognition within the Annuity Industry

Customer Service Recognition within the Annuity Industry

As a way of saying thank you to clients, American Equity Investment Life Insurance Company invites policyholders to attend client appreciation lunches within their communities. These luncheons are hosted by Executive Chairman David J. Noble and President Ronald J. Grensteiner. American Equity began hosting these events in order to help address the clients’ concerns about the economic downturn, volatile stock market, and historically low interest rates. Since inception in June 2010, the company has hosted more than 7,500 policyholders in 39 cities. Topics of conversation...

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Annuity123 is Sold to Annuity Think Tank

Annuity123 is Sold to Annuity Think Tank

HLM Consumer Services, LLC announces the sale of their comprehensive retirement educational website, Annuity123.com, to Annuity Think Tank. Annuity123.com is an interactive and educational site on everything concerning retirement income and annuities. The site also boasts a free matching service for baby boomers where they can find and interview retirement income specialists in their area. The fast growing Annuity123 website and the matching service, Annuity Harmony, is being sold by HLM Consumer Services, LLC. The sale and agreement was finalized over the Feb 26th weekend...

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Making It Easier To Buy Annuities

Making It Easier To Buy Annuities

Just as the concern for baby boomers running out of income is a very hot topic here in America, the same problem persists in other parts of the world as well.  Perhaps even more so in regards to the education and awareness in some respects.  For instance, we have been following the “pension” and “annuity” related articles in England for the past year which vastly overshadow the amount of similar related articles in America.  It seems every day there is more evidence of groups pushing...

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Annuity School

Annuity School

As many of you probably heard this week, there is some potential new legislation that could alter 401k accounts to have a type of longevity annuity available to every American.  Furthermore, there are some big things on the table in regards to altering the current pension plans into much more consumer, annuity friendly vehicles. So all of this exciting news for the retirement income industry has brought with it a need for education on annuities.  I won’t mention the television station, but I watched two...

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The Department of Treasury Loves Annuities

The Department of Treasury Loves Annuities

This week the Treasury Department announced  a new regulatory proposal that would encourage lifetime income options in retirement plans such annuities.  A couple of main points were discussed in this new proposal.   The first would allow current participants in defined benefit plans (for the small percentage of consumers that still have DB plans) to take their retirement savings in the form of an annuity plus a lump sum.  Currently, the rules state that it is only one or the other. The second point would...

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More Transparency and Innovation for Annuities

More Transparency and Innovation for Annuities

Annuities have been around for hundreds of hundreds of years. In fact, history tells us that even the Romans, ancient Greeks, and Italians were using vehicles that resembled (although were called something different) annuities centuries before the United States was founded. And over this long time frame, annuities have gradually become more consumer friendly and much more innovative. Just look back 20 years ago. The only annuity offerings were a simple fixed annuity, a SPIA, and a variable annuity with a handful of sub-accounts. Today’s...

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