Safe Money Alternatives To The Market |
October 30, 2013 |
Annuity Basics, Annuity Guys, Member Posts
Provided By: The Annuity Guys If you are having nightmares or restless nights about the volatility of the stock markets, it may be time to examine your own asset allocations. Fortunately, you have many options to choose from…the challenge is learning about your various options. Watch as the Annuity Guys reflect on some of the safe money alternatives available to those individuals who want or need to get out of the market. Note: You can either click on the video picture below or click here...
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Immediate Annuities Explained |
September 24, 2013 |
Annuity Definition, Annuity Guys, Annuity Videos, Immediate Annuities, Member Posts, SPIA
Provided By: The Annuity Guys In the golden era of career based retirements, everyone could count on a company paycheck for life in retirement. Unfortunately, fewer and fewer employees are leaving jobs with defined benefits programs that take care of their income and health benefits throughout their retirement years. So what options do workers who have invested a lifetime of dollars into 401Ks and IRAs have for lifetime retirement income? Watch as the Annuity Guys look at the gold standard of annuities – the immediate annuity, including...
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What Are Fixed Annuities? |
September 16, 2013 |
Annuity Guys, Annuity Videos, Fixed Annuities, Member Posts
Provided By: The Annuity Guys If you are having trouble sleeping, you could count sheep or you could think about fixed annuities. Solid, unexciting, stodgy and downright boring are all wonderful terms to describe fixed annuities….along with safe, steady and simple. Fixed annuities offer competitive interest rates, typically a couple of percentage points higher than bank CDs and money markets. They were never designed to give returns comparable to the stock market, but this is due to the fact that they remove a layer of...
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Are Annuity Commissions Too High? |
September 9, 2013 |
Annuity Commissions, Annuity Guys, Annuity Videos, Member Posts
Written By: The Annuity Guys Most of the mainstream media decries annuities as bad investment choices sold by unscrupulous agents solely to earn high commission. CNN/Money even states “annuities frequently charge other high fees as well, usually including an initial commission of up to 10% of your premium or investment”. The key word in this statement is “up to” – the majority of fixed annuities today are in the five to seven percent range assuming the agent elects to take the commission up front. It is important to keep...
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What Is the Best Annuity? |
August 14, 2013 |
Annuity Guys, Annuity Videos, Fixed Annuities, Member Posts, Variable Annuities
Written By: The Annuity Guys Are you trying to figure out which annuity will offer the best way to grow your money safely and generate income that you can count on as long as retirement lasts (without depleting your initial principal)? There are hundreds of insurance companies offering thousands of annuities – but how do you know what the best annuity is for you? It really is pretty simple. The best annuity is an annuity the helps to fulfill your specific financial objectives. However, don’t be surprised if your...
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What Do Annuities Really Earn? |
August 5, 2013 |
Annuity Guys, Annuity Videos, Member Posts, Miscellaneous Annuity Info
Written By: The Annuity Guys Apples and oranges – what do they have in common? Both are fruits! Why would we start a discussion about annuity earnings with apples and oranges? When people start looking at annuities, they invariably want to compare them to mutual funds or other securities. Commonly, they will start the discussion about the merits of a particular annuity by asking about the “upside” or growth potential. Let us state this clearly – thinking of annuities as accumulation products by comparing them to securities is just plain wrong in...
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Annuity Rates, Caps, and Fees |
July 17, 2013 |
Annuity Caps, Annuity Fees, Annuity Guys, Annuity Videos, Member Posts
Provided By: The Annuity Guys “What are your best annuity rates?” This is how about 50% of our phone calls from website visitors start out after they visited www.AnnuityRatesInstantly.com. As independent advisors, fortunately, we are able to offer our clients the best fit from dozens of companies including those with the highest rates, best caps and lowest fees. So, if you find an annuity with the best guaranteed rate, the highest cap and the lowest fee, you have found the best annuity – right? Probably not. We do not believe that one perfect annuity exists...
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