Annuities Explained |
June 17, 2013 |
Barry Goldwater, Member Posts
Barry Goldwater, Founder of Goldwater Financial Group, has produced an insightful video containing an overview of annuities. He describes the fact that many people are uninformed about the unique benefits of annuities and describes why many refer to annuities as “sleep insurance”. Click here (Annuities Explained) to watch his educational video. To see more educational articles from Barry, click on the following link (Barry Goldwater). Was this article helpful to you? If so, please click on the Social Media icons on the right side of...
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Life Insurance Overview |
June 14, 2013 |
Life Insurance, Member Posts
Doug Wright, President of The Wright Group, has produced an insightful video containing an overview of the benefits of life insurance and describes why life insurance needs to be part of comprehensive financial plans. Click here (Life Insurance Overview) to meet Doug and listen to his educational video about life insurance. To learn more, visit his website: www.seniorincomenetwork.com.
Stan The Annuity Man |
June 13, 2013 |
Annuity Basics, Ask Stan The Annuity Man, Member Posts
Question: I’m thinking about buying an annuity and want to know if I should base my decision on the potential market growth or the contractual guarantees? Don from Iowa. Answer: Fantastic question, and this is where I differentiate myself from most agents and advisors that recommend annuity solutions. Most sales pitches you are going to hear involve variable annuities or fixed index annuities, with the agent pushing the dream of phenomenal hypothetical or projected market returns. With variable annuities, the market growth dream is pitched...
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Stan The Annuity Man |
June 12, 2013 |
Jeffrey Kiesel, Member Posts, Retirement Planning, Your Retirement
Written By: Jeffrey Kiesel | Solid Rock Retirement Before you do anything else to plan for your retirement, do yourself a favor and read the “Gathering List” below. When you have read and done all of the items on this list you will be ready to make your preliminary retirement plan. Once you have done that, you should make an appointment to speak with a financial retirement specialist or advisor. You want that person to have a working knowledge of all or most of these...
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Stan The Annuity Man |
June 10, 2013 |
401k and IRA Blogs, Member Posts, Nina Avery, Your Retirement
Written By: Nina Avery, CFP® | Avery Safe Money Solutions “Today’s Rude Opinion Poll: Which description best characterizes our elected representatives in Washington, regardless of party affiliation? They are hapless boobs, constantly passing laws that contradict each other. They are scheming miscreants, relentlessly seeking new ways to increase taxes and spend more of our money.” Scott Burns opines in his 2007 article “In 401(k), Employers Really Contribute to the IRS” featured in The Dallas Morning News. He goes on in his article to point out...
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Stan The Annuity Man |
June 6, 2013 |
Ask Stan The Annuity Man, Member Posts, Miscellaneous Annuity Info
Question: It seems like annuities are all the rage. How long have annuities been around? Jimmy from Florida Answer: That is a good question with a very interesting answer Jimmy. Ironically, my weekly annuity column on WSJ/MarketWatch kind of addresses this issue. I encourage you to take a look. Most historians give the credit (or blame) to the Romans for introducing the world to annuities. Below are some key historical dates that you might find interesting, with the full chronological list shown in this week’s...
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Stan The Annuity Man |
June 5, 2013 |
Fixed Annuities, Member Posts, Retirement Planning, Variable Annuities
Written By: Bruce Hearon | Hearon Advisory Group As a Florida-registered investment advisor and insurance agent for the past twenty years, I have been asked this question countless times…what’s the difference between a fixed and variable annuity? My answer is consistently the same…there’s a huge difference between the two! Although both are contracts held with an insurance company, have the word “annuity,” and have the same tax advantages, they are quite different. In a variable annuity you decide the investment strategy by placing your funds...
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Stan The Annuity Man |
June 4, 2013 |
Allen Trimble, Member Posts, Retirement Planning, Your Retirement
Written By: Allen Trimble | Secure Money Solutions For years, many investors have held bond funds as a way to buffer their portfolio from the volatility of the stock market. Ironically, bond funds have provided more of the returns than stock funds, in many portfolios, over the last 12 or 13 years. Now we may be approaching a point where your portfolio needs a buffer from both stock and bond funds! What many folks don’t realize is that we have been in a bull market...
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Stan The Annuity Man |
May 30, 2013 |
Ask Stan The Annuity Man, Member Posts
Question: I own a variable annuity and recently received a letter from the insurance company offering me cash to buy back my contractual benefits. Why are they doing that? – Phil from Indiana. Answer: I bet you weren’t expecting that letter, huh Phil? This current “buy back bonanza” is primarily happening with variable annuity carriers, but don’t be surprised if fixed indexed annuity carriers start doing the same thing in the near future. Here’s the scary part, the reason that these insurance companies are trying...
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Stan The Annuity Man |
May 30, 2013 |
Allen Trimble, Member Posts, The United States Economy
Written By: Allen Trimble | Secure Money Solutions With the stock market at all-time highs, an age-old “investors dilemma” is on many folks’ minds: should I Buy, Sell, or Hold on? Of course, the answer to that question depends not only upon your current position relative to the stock market (are you currently invested in the stock market?) but also on your unique situation. This missive is not intended to give investment advice, but rather it is intended to help clarify our thinking. For example,...
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