Why You Might Need The Insurance Company |
February 4, 2013 |
Greg Marchand, Income For Life, Member Posts, Retirement Planning
Written by: Greg Marchand of Marchand Financial Services, Inc I don’t know if I agree with Jack Nicholson. I think you can handle the truth, I just don’t think you can handle the risk. We should all understand what the goal is. For me and my clients, the goal tends to be, having adequate income when they quit working. To sustain the type of lifestyle they desire. I find that, if we are too anxious about reaching that objective we may be willing to believe...
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True Life Story: Power of Saving and Lifetime Income |
January 28, 2013 |
Billy Snyder, Member Posts
Written by: Billy Snyder | B Snyder Insurance I grew up in the Fort Lauderdale, FL. area where my family lived a comfortable life. We weren’t rich but as a youngster, it seemed like we were doing OK. My Dad worked in the Broward County school system and was also a wedding photographer. Mom stayed at home raising us five kids, and she really taught us the value of saving. She was a coupon queen, and we used to laugh at her because she was...
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Carl Ostenson |
January 18, 2013 |
Carl Ostenson, Income Riders, Index Annuities, Member Posts
Are you thinking about rolling some of your IRA or 401k into an Indexed Annuity with an Income Rider? Billions of dollars are going into these plans because they are a safe and flexible way to build your own personal pension to help supplement your Social Security in retirement. However, there are a few sticking points that need to be addressed. 1. Roll up rates are not really your money You may see advertisements saying “Earn 7% for future income” or “Earn 7% guaranteed” or...
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Carl Ostenson |
January 4, 2013 |
Income For Life, Jeremy Smith, Member Posts
Written By: Jeremy Smith | Amerishield Last night I watched the movie “The Perfect Storm” the remake of the fishing vessel Andrea Gail that got caught in the Perfect Storm of 1991. According to actual news reports from Gloucester, MA, a northeaster’s giant tides and gale-force winds blindsided Cape Ann on Oct. 30, 1991, leaving a path of destruction that demolished homes, devoured waterfront property and sank the Andrea Gail vessel with all six hands lost at sea. When the winds started blowing on Monday,...
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Carl Ostenson |
December 27, 2012 |
Cal Burgess, Member Posts, The United States Economy
Written By: Cal Burgess | Retirement Servicing Group Over the last few years, time and time again, the true nature of Wall Street’s corruption has been in the spotlight. The result has been billions of dollars in losses, fines to the perpetrators, and in some cases, a prison sentence. Unfortunately, the end result is the same: Wall Street adamantly opposes any type of regulation needed to protect the nation from another financial collapse. Attempts to regulate the securities sector is often misunderstood as a deterrent...
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Carl Ostenson |
December 7, 2012 |
Cal Burgess, Member Posts, Retirement Planning, The United States Economy
Written By: Cal Burgess | Retirement Servicing Group My predictions in May of this year were correct when I said that the federal stimulus would continue and volatility would be the norm. In September of this year the Federal Reserve announced Quantitative Easement III (QEIII), which was designed to keep pace with Mario Draghi and the ongoing Euro crisis; promising continuous monthly injections of $85 trillion in order to protect our nation from an economic collapse. There is no way to know how long this...
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Carl Ostenson |
December 3, 2012 |
Jeremy Smith, Member Posts, Your Retirement
Written By: Jeremy Smith | Amerishield Just as you go to doctors for expert medical advice, shouldn’t you go to retirement and insurance advisors for their expert advice? With increased use of the internet however, many people are using the internet to get their retirement advice instead of finding retirement experts to educate them. For instance, maybe you’ve used Google to read up on fixed indexed annuities. You might have read horror stories about this and that because the internet is filled with them from...
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Carl Ostenson |
November 29, 2012 |
Cathy DeWitt Dunn, Index Annuities, Member Posts, Retirement Planning, The United States Economy
Written By: Cathy DeWitt Dunn | President of Annuity Watch USA The Looming Fiscal Cliff – What can you do to protect your retirement nest egg? The financial world is buzzing about the looming “fiscal cliff.” The term, in-and-of-itself, strikes fear into the hearts of many Americans. What is the “fiscal cliff” and what can you do to protect your retirement nest egg? The “fiscal cliff” describes the precarious situation that the United States government will find itself in after December 31, 2012 – the...
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Carl Ostenson |
October 17, 2012 |
Jeremy Smith, Life Insurance, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield The night air is getting crisper, and high school football is in full swing – such are the perennial comforts that tell us that autumn has arrived. Many people use autumn to embark on the seasonal to-do list in preparation for the colder weather just around the corner. I’m wondering, with last month being National Life Insurance month, was your own mortality on the list of things to make sure all was in order? If not, it’s time for...
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Carl Ostenson |
October 16, 2012 |
401k and IRA Blogs, Jeremy Smith, Member Posts, Retirement Planning, Your Retirement
Written By: Jeremy Smith | Amerishield If you’re currently saving for retirement in your companies 401(k) program you will soon, if not already, be informed of the fees you are paying to your plan sponsor to have the “privilege” of their services. Until now, these fees may not have been disclosed to you. Now Federal Department of Labor law requires your 401(k) plan sponsor to spell it out for you on your statements. Prior to this, the only deduction you may have seen were attributed...
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