It’s Insurance Review Time |
October 17, 2012 |
Jeremy Smith, Life Insurance, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield The night air is getting crisper, and high school football is in full swing – such are the perennial comforts that tell us that autumn has arrived. Many people use autumn to embark on the seasonal to-do list in preparation for the colder weather just around the corner. I’m wondering, with last month being National Life Insurance month, was your own mortality on the list of things to make sure all was in order? If not, it’s time for...
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Survey Results: Retirement Planning on the Radar, but Action is Lagging |
October 9, 2012 |
Retirement Planning, Your Retirement
A recent survey reveals that more employees are inquiring about retirement planning topics, but these inquiries are not leading to directive action in many cases leaving many individuals at risk of missing out on their ideal retirement lifestyle. Financial Finesse, an independent educational company that counsels employees at more than 400 organizations about financial matters, posted their findings in a report titled “State of U.S. Employee Retirement Preparedness”. This report reveals good news given the increased inquires that individuals have made over the past year...
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Don’t Stop The Presses! |
October 3, 2012 |
Member Posts, Retirement Planning, Robert Zimmerman
Written By: Robert Zimmerman | H&R Advisory Service, LLC There are many folks who so dislike annuities that they almost go into a panic state at the mention of the word. They have been trained to abhor annuities by many of the ‘expert’ financial gurus that offer their opinions in the media. If the idea of annuities is so bad, you have to wonder why any of these folks would agree to accept their ‘social security’ check when it comes every month. After all, this...
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What is a Required Minimum Distribution (RMD) |
September 24, 2012 |
401k and IRA Blogs, Jeremy Smith, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield Qualified retirement plans offer tax benefits if you follow a few IRS rules. Retirement Plans are intended for Retirement Penalties for early withdrawal help discourage early withdraws and guides investors to withdraw their qualified funds during their retirement years. Required Minimum Distributions The government also wants to ensure that they will one day be able to tax these funds which should create a much larger collectable tax. If you have a 401(k), a Keogh, a SEP or a traditional...
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Survey Results: Annuities are Gaining Acceptance as a Retirement Income Tool |
September 10, 2012 |
Income For Life, Retirement Planning
A recent survey by the Insured Retirement Institute (IRI) has revealed that annuities are gaining greater acceptance among investors. Their polling of both annuity owners and financial advisors both showed increased awareness and acceptance of annuities as a favorable retirement income tool. In fact, 71% of financial advisors reported that they have had a client seek an annuity purchase in the past 12 months. Among annuity producers, 84% said that they are having more retirement planning consultations than they did five years earlier. This increased...
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Survey Results: Annuity Owners Have Highest Retirement Confidence |
September 4, 2012 |
Retirement Planning, Your Retirement
Clear evidence of increased confidence in the retirement health of annuity owners was revealed in a recent survey. The survey, which was conducted by the Insured Retirement Institute (IRI), focused on Americans aged 50 to 66. Their findings show that 53% of baby boomers who own an annuity are extremely or very confident that they will have enough money for retirement compared to 31% who do not own an annuity. Further, their report shows that annuity owners are more likely to engage in positive retirement...
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