Survey Results: Annuities are Gaining Acceptance as a Retirement Income Tool |
September 10, 2012 |
Income For Life, Retirement Planning
A recent survey by the Insured Retirement Institute (IRI) has revealed that annuities are gaining greater acceptance among investors. Their polling of both annuity owners and financial advisors both showed increased awareness and acceptance of annuities as a favorable retirement income tool. In fact, 71% of financial advisors reported that they have had a client seek an annuity purchase in the past 12 months. Among annuity producers, 84% said that they are having more retirement planning consultations than they did five years earlier. This increased...
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Tips for Increasing Your Social Security Income |
August 15, 2012 |
Income For Life, Retirement Planning, Your Retirement
Given the 76th birthday of Social Security this week, Emily Brandon was nice enough to post an informative article highlighting tips for increasing your social security payments. Although you may believe that the impacts to these factors may be hardly noticeable when looking at a monthly impact, the overall impact realized over multiple years can be surprisingly large. Below are the tips that she revealed in her article called How to Increase Your Social Security checks: • Work for at least 35 years: benefits are...
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Balancing Risk versus Growth in Retirement Plans |
August 13, 2012 |
Income For Life, Index Annuities, Jeremy Smith, Member Posts, Retirement Planning
Written By: Jeremy Smith | Amerishield Everyone has their own idea of what they want their lifestyle to be like when they retire, how much money they’ll need, whether they will travel, and even where they will live. If you’re approaching retirement, this stage of your life could last for 20-50 years or more! Knowing that can’t you count on an unpredictable stock market or economy to provide your income over that lengthy period of time, how will you make it through your retirement? A...
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Should You Buy an Annuity from Social Security? |
July 23, 2012 |
Income For Life, Retirement Planning, Your Retirement
After a prolonged span of economic volatility, retirees are becoming increasingly thirsty for obtaining retirement income that is reliable, predictable, and lifelong. Annuities of course come to mind as an option that can address all three of those traits. There are many annuity products which one can choose from for meeting their particular needs. As Michael Ham points out in a recent article, an option that should not be overlooked is the purchase of an annuity from social security. At first glance, one might assume...
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Understanding Annuity Living Benefit Riders |
July 10, 2012 |
Annuity Basics, Income For Life, Index Annuities, Jeremy Smith, Member Posts
WRITTEN BY: JEREMY SMITH, AMERISHIELD Over the last 15 years, there has been a tremendous change in the quantity and types of annuity riders you can choose during your purchase of an annuity for retirement savings. It is important that you understand how these may benefit you and the fees (if any) to you. Living Benefits Among the most common riders you must determine if you wish at the time of purchase is an Income Rider. There are many different names for these yet they...
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