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Charles Garber/Garber Financial Services Joins the Annuity123 Network of Retirement Advisors

Charles Garber/Garber Financial Services  Joins the Annuity123 Network of Retirement Advisors

Annuity123 is excited and honored to report that Charles Garber has joined its network of retirement income advisors for the benefit of consumers in Coral Gables, Florida who are in need of obtaining personalized retirement planning guidance.  Please see below for an overview of Charles Garber practice. Company Name: Garber Financial Services Brief Business Description: Serving the Pre-Retirement and Retirement Consumers in achieving the accumulation, protection and preservation of their wealth, that guarantees no risk retirement losses, guaranteed life time income and tax favored treatment....

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Jeffery Harris Joins the Annuity123 Network of Retirement Advisors

Jeffery Harris Joins the Annuity123 Network of Retirement Advisors

Annuity123 is excited and honored to report that Jeffery Harris has joined its network of retirement income advisors for the benefit of consumers in Chicago and the surrounding Chicagoland area who are in need of obtaining personalized retirement planning guidance.  See below for an overview of Jeffery’s practice. Company Name: The Harris TLC Group Brief Business Description: Jeffery Harris is a Financial Fitness Coach/safe money advisor with the TLC Group located in Schaumburg, Illinois. The TLC Group provides life insurance and money growth strategies for...

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Alan D. Marx Joins the Annuity123 Network of Retirement Planning Advisors

Alan D. Marx Joins the Annuity123 Network of Retirement Planning Advisors

Annuity 123 is excited and honored to report that Alan D. Marx has joined its network of retirement planning advisors for the benefit of consumers in Oakland, Macomb, and Wayne counties who are in need of obtaining personalized retirement planning guidance.  Please see below for an overview of Alan’s practice. Company Name: Alan D. Marx- Retirement Planning Advisor Brief Business Description: Alan has over 30 years of experience working in financial services.  The last 10 plus years he has focused on helping clients answer the questions...

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Nina K Avery, CFP ® Joins the Annuity123 Network of Retirement Advisors

Nina K Avery, CFP ® Joins the Annuity123 Network of Retirement Advisors

Annuity123 is excited and honored to report that Nina K Avery, CFP ® has joined its network of retirement income advisors for the benefit of consumers in Central Florida who are in need of obtaining personalized retirement income guidance.  Please see below for an overview of Nina K Avery, CFP ® “The Safe Money Pro” and her practice. Company Name: Avery Safe Money Solutions Brief Business Description: Nina K Avery, CFP ® Qualified Safe Money Advisor With all of the economic turmoil in the markets,...

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Scientists Claim 72 Is the New 30…Who is Financially Prepared for That?

Scientists Claim 72 Is the New 30…Who is Financially Prepared for That?

Written By: Alan Schuh | Heritage Retirement Income Planners Recently an article came out stating that 72 is the new 30 (click here for the article). Excerpt: “Human longevity has improved so rapidly over the past century that 72 is the new 30, scientists say.  Researchers at the Max Planck Institute for Demographic Research in Rostock, Germany, said progress in lowering the odds of death at all ages has been so rapid since 1900 that life expectancy has risen faster than it did in the...

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Anthony Ledet Joins the Annuity123 Network of Retirement Income Advisors

Anthony Ledet Joins the Annuity123 Network of Retirement Income Advisors

Annuity123 is excited and honored to report that Anthony Ledet has joined its network of retirement income advisors for the benefit of consumers in and around Monroe, LA who are in need of obtaining personalized retirement income guidance.  Please see below for an overview of Anthony’s practice. Company Name: Anthony Ledet Insurance Agency Business Description: I have been assisting pre-retirees and retirees like you since 1984.  Through my programs titled “A Confident Financial Future,” I have taught thousands of people how to provide for Final...

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Leslie Knudsen of Knudsen & Associates, Inc. joins the Annuity123 Network of Retirement Advisors

Leslie Knudsen of Knudsen & Associates, Inc. joins the Annuity123 Network of Retirement Advisors

Annuity123 is honored to report that Leslie Knudsen has joined the network of retirement income advisors for the benefit of consumers in South Florida who are in need of obtaining personalized retirement planning guidance.  Please see below for an overview of Leslie’s practice. Company Name: Leslie Knudsen Brief Business Description: Knudsen & Associates Inc. is a provider of comprehensive financial management solutions to individuals, business owners, medical providers, and clients with income needs. Our services include income planning, tax savings strategies, tax-free retirement solutions, comprehensive...

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Life’s Example Of How Retirement Income Is Done

Life’s Example Of How Retirement Income Is Done

From the desk of Wayne N. Schwartz, RFC             Relevance age 30-52 Think of it this way: The money you put away today (this year) for retirement tomorrow (30 years away) will be used one time in the future. EXAMPLE If you are 35 years old and save $500 per month ($6,000 per year), this money has a probability of growing to $48,000 * in 30 years which will then be used for ONE YEAR OF RETIREMENT INCOME.  One year of savings is needed for one...

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Why Reverse Dollar Cost Averaging Can Leave You Broke During Retirement?

Carl Ostenson

“If you find yourself in a hole, stop digging. “ Will Rogers Let’s look at the problem of “Figuring out how to set up your retirement accounts so you get the income you need and lower the risk of running out of money.” First……. Let’s Review Dollar Cost Averaging If you have a 401k at work, you are probably familiar with the term Dollar Cost Averaging. For example. Let’s say you set aside $300 a month to go into your 401k. That $300 goes into...

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Perhaps They Didn’t Create The 401(k) With You In Mind!

Carl Ostenson

Written by: Greg Marchand | Marchand Financial Services, Inc Don’t get me wrong.  The 401(k), or any salary deferral vehicle, can be a great way to store and accumulate resources for your retirement.   Many people unfortunately see their 401(k) as their only needed retirement vehicle, and I believe such limited planning will leave many retirees vulnerable to outliving their assets, and I think that may be leaving them very vulnerable. Pensions provide income when we are done working.  It is by far the most important...

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