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“Savior Retirement” is Now Available for the Benefit of Baby Boomers Across America

“Savior Retirement” is Now Available for the Benefit of Baby Boomers Across America

“Savior Retirement” is Now Available for the Benefit of Baby Boomers Across America | October 24, 2012 | , ,

Savior Retirement blows the whistle on one of America’s best kept retirement secrets. This book walks the reader through the history of pension and retirement plans, through their evolution into the 401(k)’s, IRA’s, ESOP’s, etc. that we know today, and spotlights the next stage in retirement income. The definition of “savior” is one who saves, preserves, or delivers from destruction or danger. This informative book can certainly live up to its name for many baby boomers who may not feel 100% comfortable and confident in...

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Survey Results: Annuities Considered Critical to Retirement Strategy by Investors in 2012

Survey Results: Annuities Considered Critical to Retirement Strategy by Investors in 2012

Survey Results: Annuities Considered Critical to Retirement Strategy by Investors in 2012 | October 23, 2012 | , , ,

A recent survey has shown that a much greater percentage of investors consider annuities to be a critical part of a retirement strategy in 2012 compared to the same survey in 2011. This survey is titled “The Evolution of the Annuity Industry”, and it was produced by Cogent Research and Insured Retirement Institute with a core goal to examine the opinions and preferences of annuity producers and investors. In this most recent survey, 73% of the annuity owners stated that they are more likely than...

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It’s Insurance Review Time

It’s Insurance Review Time

It’s Insurance Review Time | October 17, 2012 | , , ,

Written By: Jeremy Smith | Amerishield The night air is getting crisper, and high school football is in full swing – such are the perennial comforts that tell us that autumn has arrived.  Many people use autumn to embark on the seasonal to-do list in preparation for the colder weather just around the corner.  I’m wondering, with last month being National Life Insurance month, was your own mortality on the list of things to make sure all was in order? If not, it’s time for...

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401(k) In-Service Distributions to Protect Your Retirement Savings from Loss of Value

401(k) In-Service Distributions to Protect Your Retirement Savings from Loss of Value

401(k) In-Service Distributions to Protect Your Retirement Savings from Loss of Value | October 16, 2012 | , , , ,

Written By: Jeremy Smith | Amerishield If you’re currently saving for retirement in your companies 401(k) program you will soon, if not already, be informed of the fees you are paying to your plan sponsor to have the “privilege” of their services.  Until now, these fees may not have been disclosed to you.  Now Federal Department of Labor law requires your 401(k) plan sponsor to spell it out for you on your statements. Prior to this, the only deduction you may have seen were attributed...

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Dennis Xiques Insurance Joins the Annuity123 Network of Retirement Counselors

Dennis Xiques Insurance Joins the Annuity123 Network of Retirement Counselors

Dennis Xiques Insurance Joins the Annuity123 Network of Retirement Counselors | October 10, 2012 |

Annuity123 is excited and honored to report that Dennis J. Xiques has joined the Annuity123 network for the benefit of consumers in Brevard, Indian River, St Lucie and Palm Beach counties of Florida who reference this unique website for obtaining personalized retirement planning guidance.  Please see below for an overview of Dennis’ practice. Agent Name: Dennis J. Xiques, CLU, ChFC Company Name:  Dennis Xiques Insurance Brief Business Description: Dennis Xiques Insurance is celebrating 25 years of assisting clients with their insurance needs. Working as a...

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Survey Results: Retirement Planning on the Radar, but Action is Lagging

Survey Results: Retirement Planning on the Radar, but Action is Lagging

Survey Results: Retirement Planning on the Radar, but Action is Lagging | October 9, 2012 | ,

A recent survey reveals that more employees are inquiring about retirement planning topics, but these inquiries are not leading to directive action in many cases leaving many individuals at risk of missing out on their ideal retirement lifestyle. Financial Finesse, an independent educational company that counsels employees at more than 400 organizations about financial matters, posted their findings in a report titled “State of U.S. Employee Retirement Preparedness”. This report reveals good news given the increased inquires that individuals have made over the past year...

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Jeremy Smith Joins the Annuity123 Network of Retirement Counselors

Jeremy Smith Joins the Annuity123 Network of Retirement Counselors

Jeremy Smith Joins the Annuity123 Network of Retirement Counselors | October 8, 2012 |

Annuity123 is excited and honored to report that Jeremy Smith and his Amerishield team have joined the Annuity123 network for the benefit of consumers in Iowa, Nebraska, South Carolina, and Florida who reference this unique website for obtaining personalized retirement planning guidance.  Please see below for an overview of Jeremy’s practice. Company Name: AmeriShield LLC Phone Number: 515-309-1221 E-mail Address: office@myamerishield.com Website Domain: www.myamerishield.com Business Address: 2171 Grand Ave, West Des Moines, IA 50265 Business Description: Jeremy Smith, founder and President of AmeriShield LLC has...

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Robert Zimmerman Joins The Annuity123 Network

Robert Zimmerman Joins The Annuity123 Network

Robert Zimmerman Joins The Annuity123 Network | October 4, 2012 |

Annuity123 is excited and honored to report that Robert Zimmerman has joined the Annuity123 network for the benefit of consumers who reference this unique website focusing on retirement planning guidance.  Please see below for an overview of his practice. Agent Name: Robert J. Zimmerman Company Name: H & R Advisory Service, LLC Website: www.money-maverick.com Phone Number: 248-952-5882 E-mail Address: arjayzee7@yahoo.com Business Address: Troy, Michigan Business Overview:  Provides asset management services for those seeking safe money alternatives, tax saving ideas, and legacy building choices, including charitable...

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Annuities: The Best Retirement Product No One Really Wants

Annuities: The Best Retirement Product No One Really Wants

Annuities: The Best Retirement Product No One Really Wants | October 4, 2012 | , , , ,

Written By: Jeremy Smith | Amerishield According to Fred Vettese, chief actuary of Morneau Shepell, “Annuities are not sexy. You hand over your money to an insurance company who then puts you into a seemingly stingy allowance for the rest of your life.” The simple fact is that an annuity may be a great idea, but not as many people that can benefit from it buy one; even though statistics indicate that the majority of indexed annuity owners are happy with their purchase. If you’re...

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Don’t Stop The Presses!

Don’t Stop The Presses!

Don’t Stop The Presses! | October 3, 2012 | , ,

Written By: Robert Zimmerman | H&R Advisory Service, LLC There are many folks who so dislike annuities that they almost go into a panic state at the mention of the word. They have been trained to abhor annuities by many of the ‘expert’ financial gurus that offer their opinions in the media. If the idea of annuities is so bad, you have to wonder why any of these folks would agree to accept their ‘social security’ check when it comes every month. After all, this...

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